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Rural ResidenceResidential
$553,460$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $550,000 on Mar 4, 2026

2640 STATE ROUTE 203

VALATIE, NY 12184
3
Beds
2
Baths
2,253 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$553K
$485K low$622K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Mar 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,594 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$82,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$355,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$591,667

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyCOLUMBIA
Lot (acres)The size of the land the home sits on, from county records.12.71
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 432 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chatham High SchoolB
High · Grades 9–12 · 3.2 mi
E
Mary E Dardess Elementary SchoolC-
Elementary · Grades PK–5 · 3.3 mi
M
Chatham Middle SchoolB
Middle · Grades 6–8 · 3.4 mi

District: Chatham Central School District

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2640 State Route 203 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Valatie 12184
  • Costs less per square foot than 67% of homes in Columbia County
  • Bigger than 75% of homes in Valatie 12184
  • Has a bigger lot than 93% of homes in Valatie 12184
  • Newer than 91% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$1.4M

This home is worth more than 72% of homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$553,460
CheaperTypical $431,189Pricier

Pricier than 72% of homes nearby

Price per ft²$246
CheaperTypical $259Pricier

Pricier than 43% of homes nearby

Living area2,253 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 75% of homes nearby

Lot size12.71 ac
SmallerTypical 1 acBigger

Bigger than 93% of homes nearby

Year built2003
OlderTypical 1975Newer

Newer than 91% of homes nearby

How 2640 State Route 203 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$553,46072% of homes65% of homes
Price per ft²pricier than$24643% of homes33% of homes
Living areabigger than2,253 ft²75% of homes75% of homes
Lot sizebigger than12.71 ac93% of homes87% of homes
Year builtnewer than200391% of homes89% of homes

About 2640 State Route 203

How much is 2640 State Route 203, Valatie, NY worth?

The TopHap Estimate for 2640 State Route 203, Valatie, NY is $553,460 as of Sep 24, 2026. The likely range is $484,957 to $621,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2640 State Route 203, Valatie, NY last sell?

2640 State Route 203, Valatie, NY last sold on Mar 4, 2026 for $550,000, according to the county's recorded deed.

How big is 2640 State Route 203, Valatie, NY?

2640 State Route 203, Valatie, NY has 3 bedrooms, 2 bathrooms, 2,253 square feet of living space and a 12.71-acre lot.

When was 2640 State Route 203, Valatie, NY built?

2640 State Route 203, Valatie, NY was built in 2003, making it 23 years old. It is a rustic home. The building has 1 story.

What schools serve 2640 State Route 203, Valatie, NY?

2640 State Route 203, Valatie, NY is assigned to Chatham High School (high), rated B; Mary E Dardess Elementary School (elementary), rated C-; Chatham Middle School (middle), rated B. All sit in Chatham Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2640 State Route 203, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,527 homes in Valatie 12184, it is worth more than 72% of them ($553,460 against a typical $431,189), its price per square foot is higher than 43% of them ($246 against a typical $259), it is bigger than 75% of them (2,253 ft² against a typical 1,792 ft²), its lot is bigger than 93% of them (12.71 ac against a typical 1 ac) and it is newer than 91% of them (2003 against a typical 1975). Measured against all of Columbia County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2640 State Route 203, Valatie, NY?

The 2026 property tax bill for 2640 State Route 203, Valatie, NY was $8,594. The county assessed it at $355,000.

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