Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$226,391$352 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,102 on Jun 29, 2026

3814 STATE ROUTE 203

VALATIE, NY 12184
2
Beds
1
Baths
644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$226K
$200K low$253K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,102 · Jun 29, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,055
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,044
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,336
HOMESTEAD FUNDING CORPORATION · 6.36% · recorded Jun 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,268

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCOLUMBIA
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 420 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ichabod Crane Elementary SchoolB
Elementary · Grades KG–3 · 2.2 mi
M
Ichabod Crane Middle SchoolB
Middle · Grades 4–8 · 2.2 mi
H
Ichabod Crane Senior High SchoolA-
High · Grades 9–12 · 2.5 mi

District: Kinderhook Central School District (Ichabod Crane)

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3814 State Route 203 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Valatie 12184
  • Costs more per square foot than 82% of homes in Valatie 12184
  • Smaller than 98% of homes in Valatie 12184
  • Has a smaller lot than 96% of homes in Valatie 12184
  • Older than 86% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$1.6M

This home is worth more than 3% of homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$226,391
CheaperTypical $461,996Pricier

Pricier than 3% of homes nearby

Price per ft²$352
CheaperTypical $274Pricier

Pricier than 82% of homes nearby

Living area644 ft²
SmallerTypical 1,787 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.11 ac
SmallerTypical 1 acBigger

Bigger than 4% of homes nearby

Year built1910
OlderTypical 1976Newer

Newer than 14% of homes nearby

How 3814 State Route 203 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$226,3913% of homes4% of homes
Price per ft²pricier than$35282% of homes71% of homes
Living areabigger than644 ft²2% of homes2% of homes
Lot sizebigger than0.11 ac4% of homes5% of homes
Year builtnewer than191014% of homes21% of homes

About 3814 State Route 203

How much is 3814 State Route 203, Valatie, NY worth?

The TopHap Estimate for 3814 State Route 203, Valatie, NY is $226,391 as of Jul 14, 2026. The likely range is $199,626 to $253,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3814 State Route 203, Valatie, NY last sell?

3814 State Route 203, Valatie, NY last sold on Jun 29, 2026 for $225,102, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3814 State Route 203, Valatie, NY?

3814 State Route 203, Valatie, NY has 2 bedrooms, 1 bathrooms, 644 square feet of living space and a 0.11-acre lot.

When was 3814 State Route 203, Valatie, NY built?

3814 State Route 203, Valatie, NY was built in 1910, making it 116 years old. It is a cottage home. The building has 1 story.

What schools serve 3814 State Route 203, Valatie, NY?

3814 State Route 203, Valatie, NY is assigned to Ichabod Crane Elementary School (elementary), rated B; Ichabod Crane Middle School (middle), rated B; Ichabod Crane Senior High School (high), rated A-. All sit in Kinderhook Central School District (Ichabod Crane). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3814 State Route 203, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,530 homes in Valatie 12184, it is worth more than 3% of them ($226,391 against a typical $461,996), its price per square foot is higher than 82% of them ($352 against a typical $274), it is bigger than 2% of them (644 ft² against a typical 1,787 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 1 ac) and it is newer than 14% of them (1910 against a typical 1976). Measured against all of Columbia County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3814 State Route 203, Valatie, NY?

The 2025 property tax bill for 3814 State Route 203, Valatie, NY was $1,418. The county assessed it at $138,800.

Closest homes

More homes in Valatie 12184

Assigned schools

Explore the area

See this home in context

Open 3814 State Route 203 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map