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Single Family ResidenceResidential
$246,422$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2640 STATE ROUTE 232

NEW RICHMOND, OH 45157
3
Beds
3 / 1
Baths
1,860 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$246K
$152K low$341K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,738
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,000
MERCHANTS NATIONAL BANK · recorded Aug 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,295 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClermont
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 280 ft²Shed · 180 ft²Patio · 216 ft²Porch · 100 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bethel - Tate Middle SchoolA
Middle · Grades 6–8 · 2.7 mi
E
William Bick Primary School
Elementary · Grades PK–2 · 2.9 mi
H
Bethel - Tate High SchoolB+
High · Grades 9–12 · 4.2 mi

District: Bethel-Tate Local School District

Neighborhood · ZIP 45157These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.204
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.251 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,720
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2640 State Route 232 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Clermont County
  • Bigger than 65% of homes in New Richmond 45157
  • Has a bigger lot than 85% of homes in Clermont County

What homes are worth in New Richmond 45157

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$769K

This home is worth more than 41% of homes in New Richmond 45157.

How it measures up in New Richmond 45157

The dot is this home. The mark in the middle is the typical home in New Richmond 45157.

Estimated value$246,422
CheaperTypical $277,179Pricier

Pricier than 41% of homes nearby

Price per ft²$132
CheaperTypical $171Pricier

Pricier than 28% of homes nearby

Living area1,860 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 65% of homes nearby

Lot size2 ac
SmallerTypical 1.02 acBigger

Bigger than 63% of homes nearby

Year built1978
OlderTypical 1985Newer

Newer than 42% of homes nearby

How 2640 State Route 232 ranks against every home in each area.
MeasureThis homeNew Richmond 45157Clermont County
Estimated valuepricier than$246,42241% of homes36% of homes
Price per ft²pricier than$13228% of homes17% of homes
Living areabigger than1,860 ft²65% of homes62% of homes
Lot sizebigger than2 ac63% of homes85% of homes
Year builtnewer than197842% of homes38% of homes

About 2640 State Route 232

How much is 2640 State Route 232, New Richmond, OH worth?

The TopHap Estimate for 2640 State Route 232, New Richmond, OH is $246,422 as of Jul 14, 2026. The likely range is $151,745 to $341,099. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2640 State Route 232, New Richmond, OH last sell?

2640 State Route 232, New Richmond, OH last sold on Sep 10, 2012, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2640 State Route 232, New Richmond, OH?

2640 State Route 232, New Richmond, OH has 3 bedrooms, 3 bathrooms, 1,860 square feet of living space and a 2.00-acre lot.

When was 2640 State Route 232, New Richmond, OH built?

2640 State Route 232, New Richmond, OH was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 2640 State Route 232, New Richmond, OH?

2640 State Route 232, New Richmond, OH is assigned to Bethel - Tate Middle School (middle), rated A; William Bick Primary School (elementary); Bethel - Tate High School (high), rated B+. All sit in Bethel-Tate Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2640 State Route 232, New Richmond, OH compare to other homes in New Richmond 45157?

Among the 4,016 homes in New Richmond 45157, it is worth more than 41% of them ($246,422 against a typical $277,179), its price per square foot is higher than 28% of them ($132 against a typical $171), it is bigger than 65% of them (1,860 ft² against a typical 1,616 ft²), its lot is bigger than 63% of them (2 ac against a typical 1.02 ac) and it is newer than 42% of them (1978 against a typical 1985). Measured against all of Clermont County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2640 State Route 232, New Richmond, OH?

The 2025 property tax bill for 2640 State Route 232, New Richmond, OH was $3,295. The county assessed it at $81,520.

Closest homes

More homes in New Richmond 45157

Assigned schools

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