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Single Family ResidenceResidential
$348,564$386 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Jul 10, 2012

26431 STATE ROUTE 20

COUPEVILLE, WA 98239
2
Beds
1
Baths
904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$349K
$298K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jul 10, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,430
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,144
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$117,000
NAVY FCU · recorded Jul 10, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,134
NAVY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,692 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$230,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,692
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,727
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$334,692

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.58
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 60 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coupeville Elementary SchoolB
Elementary · Grades PK–5 · 2.3 mi
H
Coupeville High SchoolB-
High · Grades 9–12 · 2.7 mi
M
Coupeville Middle SchoolB
Middle · Grades 6–8 · 2.7 mi

District: Coupeville School District

Neighborhood · ZIP 98239These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.276

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,949
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.185 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,904
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

26431 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Coupeville 98239
  • Smaller than 91% of homes in Coupeville 98239
  • Older than 94% of homes in Island County

What homes are worth in Coupeville 98239

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1.5M

This home is worth more than 3% of homes in Coupeville 98239.

How it measures up in Coupeville 98239

The dot is this home. The mark in the middle is the typical home in Coupeville 98239.

Estimated value$348,564
CheaperTypical $656,284Pricier

Pricier than 3% of homes nearby

Price per ft²$386
CheaperTypical $375Pricier

Pricier than 54% of homes nearby

Living area904 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.58 ac
SmallerTypical 0.53 acBigger

Bigger than 53% of homes nearby

Year built1935
OlderTypical 1990Newer

Newer than 7% of homes nearby

How 26431 State Route 20 ranks against every home in each area.
MeasureThis homeCoupeville 98239Island County
Estimated valuepricier than$348,5643% of homes6% of homes
Price per ft²pricier than$38654% of homes59% of homes
Living areabigger than904 ft²9% of homes9% of homes
Lot sizebigger than0.58 ac53% of homes47% of homes
Year builtnewer than19357% of homes6% of homes

About 26431 State Route 20

How much is 26431 State Route 20, Coupeville, WA worth?

The TopHap Estimate for 26431 State Route 20, Coupeville, WA is $348,564 as of Jul 14, 2026. The likely range is $298,391 to $398,737. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 26431 State Route 20, Coupeville, WA last sell?

26431 State Route 20, Coupeville, WA last sold on Jul 10, 2012 for $130,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 26431 State Route 20, Coupeville, WA?

26431 State Route 20, Coupeville, WA has 2 bedrooms, 1 bathrooms, 904 square feet of living space and a 0.58-acre lot.

When was 26431 State Route 20, Coupeville, WA built?

26431 State Route 20, Coupeville, WA was built in 1935, making it 91 years old. The building has 1 story.

What schools serve 26431 State Route 20, Coupeville, WA?

26431 State Route 20, Coupeville, WA is assigned to Coupeville Elementary School (elementary), rated B; Coupeville High School (high), rated B-; Coupeville Middle School (middle), rated B. All sit in Coupeville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 26431 State Route 20, Coupeville, WA compare to other homes in Coupeville 98239?

Among the 4,337 homes in Coupeville 98239, it is worth more than 3% of them ($348,564 against a typical $656,284), its price per square foot is higher than 54% of them ($386 against a typical $375), it is bigger than 9% of them (904 ft² against a typical 1,690 ft²), its lot is bigger than 53% of them (0.58 ac against a typical 0.53 ac) and it is newer than 7% of them (1935 against a typical 1990). Measured against all of Island County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 26431 State Route 20, Coupeville, WA?

The 2025 property tax bill for 26431 State Route 20, Coupeville, WA was $2,144. The county assessed it at $334,692.

Closest homes

More homes in Coupeville 98239

Assigned schools

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