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Single Family ResidenceResidential
$1,177,365$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2644 SPEARPOINT DR

RENO, NV 89509
4
Beds
3
Baths
2,898 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$780,365
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$624,292
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$397,000
WELLS FARGO HOME MORTGAGE INC · recorded May 7, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,132 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,092
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,132
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$743,233

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 363 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caughlin Ranch Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 2.4 mi
H
Reno High SchoolA-
High · Grades 9–12 · 2.8 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2644 Spearpoint Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Reno 89509
  • Costs more per square foot than 77% of homes in Washoe County
  • Bigger than 89% of homes in Washoe County
  • Has a bigger lot than 66% of homes in Washoe County
  • Newer than 90% of homes in Reno 89509

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.7M

This home is worth more than 90% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$1,177,365
CheaperTypical $698,171Pricier

Pricier than 90% of homes nearby

Price per ft²$406
CheaperTypical $380Pricier

Pricier than 62% of homes nearby

Living area2,898 ft²
SmallerTypical 1,789 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.24 ac
SmallerTypical 0.19 acBigger

Bigger than 63% of homes nearby

Year built2002
OlderTypical 1975Newer

Newer than 90% of homes nearby

How 2644 Spearpoint Dr ranks against every home in each area.
MeasureThis homeReno 89509Washoe County
Estimated valuepricier than$1,177,36590% of homes90% of homes
Price per ft²pricier than$40662% of homes77% of homes
Living areabigger than2,898 ft²87% of homes89% of homes
Lot sizebigger than0.24 ac63% of homes66% of homes
Year builtnewer than200290% of homes68% of homes

About 2644 Spearpoint Dr

How much is 2644 Spearpoint Dr, Reno, NV worth?

The TopHap Estimate for 2644 Spearpoint Dr, Reno, NV is $1,177,365 as of Jul 14, 2026. The likely range is $1,088,502 to $1,266,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2644 Spearpoint Dr, Reno, NV last sell?

2644 Spearpoint Dr, Reno, NV last sold on Jan 9, 2026, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2644 Spearpoint Dr, Reno, NV?

2644 Spearpoint Dr, Reno, NV has 4 bedrooms, 3 bathrooms, 2,898 square feet of living space and a 0.23-acre lot.

When was 2644 Spearpoint Dr, Reno, NV built?

2644 Spearpoint Dr, Reno, NV was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 2644 Spearpoint Dr, Reno, NV?

2644 Spearpoint Dr, Reno, NV is assigned to Caughlin Ranch Elementary School (elementary), rated A; Darrell C. Swope Middle School (middle), rated B; Reno High School (high), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2644 Spearpoint Dr, Reno, NV compare to other homes in Reno 89509?

Among the 12,353 homes in Reno 89509, it is worth more than 90% of them ($1,177,365 against a typical $698,171), its price per square foot is higher than 62% of them ($406 against a typical $380), it is bigger than 87% of them (2,898 ft² against a typical 1,789 ft²), its lot is bigger than 63% of them (0.24 ac against a typical 0.19 ac) and it is newer than 90% of them (2002 against a typical 1975). Measured against all of Washoe County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2644 Spearpoint Dr, Reno, NV?

The 2025 property tax bill for 2644 Spearpoint Dr, Reno, NV was $7,140. The county assessed it at $260,132.

More homes on Spearpoint Dr

Closest homes

More homes in Reno 89509

Assigned schools

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