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Single Family ResidenceResidential
$298,703$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

265 MARTIN RIDGE LN

GAINESBORO, TN 38562
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$299K
$257K low$340K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$139,703
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$111,762
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$119,000
COMMUNITY BK/CUMBERLANDS · recorded Nov 8, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
CITIZENS BANK OF LAFAYETTE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,026 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,225 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.9.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 384 ft²Shed · 320 ft²Patio · 384 ft²Porch · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gainesboro Elementary SchoolA-
Elementary · Grades PK–3 · 4.7 mi
M
Dodson Branch Elementary SchoolB+
Middle · Grades PK–8 · 5.5 mi
H
Jackson County High SchoolC+
High · Grades 9–12 · 7.2 mi

District: Jackson County School District

Neighborhood · ZIP 38562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,367
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,191
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 Martin Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Gainesboro 38562
  • Costs more per square foot than 85% of homes in Gainesboro 38562
  • Has a bigger lot than 72% of homes in Gainesboro 38562
  • Newer than 69% of homes in Gainesboro 38562

What homes are worth in Gainesboro 38562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$615K

This home is worth more than 77% of homes in Gainesboro 38562.

How it measures up in Gainesboro 38562

The dot is this home. The mark in the middle is the typical home in Gainesboro 38562.

Estimated value$298,703
CheaperTypical $193,823Pricier

Pricier than 77% of homes nearby

Price per ft²$222
CheaperTypical $155Pricier

Pricier than 85% of homes nearby

Living area1,344 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 57% of homes nearby

Lot size9.49 ac
SmallerTypical 2.7 acBigger

Bigger than 72% of homes nearby

Year built1995
OlderTypical 1986Newer

Newer than 69% of homes nearby

How 265 Martin Ridge Ln ranks against every home in each area.
MeasureThis homeGainesboro 38562Jackson County
Estimated valuepricier than$298,70377% of homes71% of homes
Price per ft²pricier than$22285% of homes77% of homes
Living areabigger than1,344 ft²57% of homes55% of homes
Lot sizebigger than9.49 ac72% of homes69% of homes
Year builtnewer than199569% of homes64% of homes

About 265 Martin Ridge Ln

How much is 265 Martin Ridge Ln, Gainesboro, TN worth?

The TopHap Estimate for 265 Martin Ridge Ln, Gainesboro, TN is $298,703 as of Jul 14, 2026. The likely range is $257,187 to $340,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 Martin Ridge Ln, Gainesboro, TN last sell?

265 Martin Ridge Ln, Gainesboro, TN last sold on Oct 27, 2022, according to the county's recorded deed.

How big is 265 Martin Ridge Ln, Gainesboro, TN?

265 Martin Ridge Ln, Gainesboro, TN has 1 bathrooms, 1,344 square feet of living space and a 9.49-acre lot.

When was 265 Martin Ridge Ln, Gainesboro, TN built?

265 Martin Ridge Ln, Gainesboro, TN was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 265 Martin Ridge Ln, Gainesboro, TN?

265 Martin Ridge Ln, Gainesboro, TN is assigned to Gainesboro Elementary School (elementary), rated A-; Dodson Branch Elementary School (middle), rated B+; Jackson County High School (high), rated C+. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 Martin Ridge Ln, Gainesboro, TN compare to other homes in Gainesboro 38562?

Among the 3,076 homes in Gainesboro 38562, it is worth more than 77% of them ($298,703 against a typical $193,823), its price per square foot is higher than 85% of them ($222 against a typical $155), it is bigger than 57% of them (1,344 ft² against a typical 1,260 ft²), its lot is bigger than 72% of them (9.49 ac against a typical 2.7 ac) and it is newer than 69% of them (1995 against a typical 1986). Measured against all of Jackson County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 Martin Ridge Ln, Gainesboro, TN?

The 2024 property tax bill for 265 Martin Ridge Ln, Gainesboro, TN was $1,026. The county assessed it at $40,225.

Closest homes

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Assigned schools

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