Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$356,103$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $124,000 on Apr 2, 1996

265 SPENCER CIR

FOREST HILL, MD 21050
2.5
Baths
1,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,040 ft²
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$356K
$340K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$124,000 · Apr 2, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,080 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$306,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHARFORD
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Hill Elementary SchoolA
Elementary · Grades PK–5 · 1.8 mi
H
Bel Air High SchoolC+
High · Grades 9–12 · 2.6 mi
M
Bel Air Middle SchoolA
Middle · Grades 6–8 · 2.9 mi

District: Harford County Public Schools

Neighborhood · ZIP 21050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.651 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,805
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

265 Spencer Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Forest Hill 21050
  • Costs less per square foot than 76% of homes in Forest Hill 21050
  • Has a smaller lot than 95% of homes in Forest Hill 21050
  • Newer than 67% of homes in Harford County

What homes are worth in Forest Hill 21050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1M

This home is worth more than 18% of homes in Forest Hill 21050.

How it measures up in Forest Hill 21050

The dot is this home. The mark in the middle is the typical home in Forest Hill 21050.

Estimated value$356,103
CheaperTypical $504,462Pricier

Pricier than 18% of homes nearby

Price per ft²$225
CheaperTypical $253Pricier

Pricier than 24% of homes nearby

Living area1,580 ft²
SmallerTypical 1,928 ft²Bigger

Bigger than 36% of homes nearby

Lot size2,040 ft²
SmallerTypical 0.65 acBigger

Bigger than 5% of homes nearby

Year built1995
OlderTypical 1994Newer

Newer than 54% of homes nearby

How 265 Spencer Cir ranks against every home in each area.
MeasureThis homeForest Hill 21050Harford County
Estimated valuepricier than$356,10318% of homes37% of homes
Price per ft²pricier than$22524% of homes38% of homes
Living areabigger than1,580 ft²36% of homes45% of homes
Lot sizebigger than2,040 ft²5% of homes11% of homes
Year builtnewer than199554% of homes67% of homes

About 265 Spencer Cir

How much is 265 Spencer Cir, Forest Hill, MD worth?

The TopHap Estimate for 265 Spencer Cir, Forest Hill, MD is $356,103 as of Aug 30, 2026. The likely range is $340,122 to $372,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 265 Spencer Cir, Forest Hill, MD last sell?

265 Spencer Cir, Forest Hill, MD last sold on Apr 2, 1996 for $124,000, according to the county's recorded deed.

How big is 265 Spencer Cir, Forest Hill, MD?

265 Spencer Cir, Forest Hill, MD has 2.5 bathrooms, 1,580 square feet of living space and a 0.05-acre lot.

When was 265 Spencer Cir, Forest Hill, MD built?

265 Spencer Cir, Forest Hill, MD was built in 1995, making it 31 years old. It is a townhouse home. The building has 2 stories.

What schools serve 265 Spencer Cir, Forest Hill, MD?

265 Spencer Cir, Forest Hill, MD is assigned to Forest Hill Elementary School (elementary), rated A; Bel Air High School (high), rated C+; Bel Air Middle School (middle), rated A. All sit in Harford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 265 Spencer Cir, Forest Hill, MD compare to other homes in Forest Hill 21050?

Among the 6,748 homes in Forest Hill 21050, it is worth more than 18% of them ($356,103 against a typical $504,462), its price per square foot is higher than 24% of them ($225 against a typical $253), it is bigger than 36% of them (1,580 ft² against a typical 1,928 ft²), its lot is bigger than 5% of them (2,040 ft² against a typical 0.65 ac) and it is newer than 54% of them (1995 against a typical 1994). Measured against all of Harford County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 265 Spencer Cir, Forest Hill, MD?

The 2026 property tax bill for 265 Spencer Cir, Forest Hill, MD was $3,080. The county assessed it at $282,600.

More homes on Spencer Cir

Closest homes

More homes in Forest Hill 21050

Assigned schools

Explore the area

See this home in context

Open 265 Spencer Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map