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Single Family ResidenceResidential
$503,927$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Oct 21, 2019

2650 RARY RD

CLEVELAND, NC 27013
2
Baths
2,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$504K
$406K low$601K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Oct 21, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$192,572
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$154,058
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$311,355
NATIONSTAR MORTGAGE LLC · recorded Oct 24, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$452,835 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$142,914
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$309,921
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$452,835
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$452,835

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.18.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 454 ft²Porch · 27 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC+
Elementary · Grades PK–5 · 4.3 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 7.0 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 8.4 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2650 Rary Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Rowan County
  • Costs more per square foot than 84% of homes in Rowan County
  • Bigger than 82% of homes in Cleveland 27013
  • Has a bigger lot than 97% of homes in Rowan County
  • Older than 68% of homes in Cleveland 27013

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$1.2M

This home is worth more than 85% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$503,927
CheaperTypical $255,481Pricier

Pricier than 85% of homes nearby

Price per ft²$228
CheaperTypical $164Pricier

Pricier than 77% of homes nearby

Living area2,215 ft²
SmallerTypical 1,644 ft²Bigger

Bigger than 82% of homes nearby

Lot size18.36 ac
SmallerTypical 1.52 acBigger

Bigger than 90% of homes nearby

Year built1978
OlderTypical 1993Newer

Newer than 32% of homes nearby

How 2650 Rary Rd ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$503,92785% of homes89% of homes
Price per ft²pricier than$22877% of homes84% of homes
Living areabigger than2,215 ft²82% of homes81% of homes
Lot sizebigger than18.36 ac90% of homes97% of homes
Year builtnewer than197832% of homes46% of homes

About 2650 Rary Rd

How much is 2650 Rary Rd, Cleveland, NC worth?

The TopHap Estimate for 2650 Rary Rd, Cleveland, NC is $503,927 as of Jul 14, 2026. The likely range is $406,451 to $601,403. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2650 Rary Rd, Cleveland, NC last sell?

2650 Rary Rd, Cleveland, NC last sold on Oct 21, 2019 for $350,000, according to the county's recorded deed.

How big is 2650 Rary Rd, Cleveland, NC?

2650 Rary Rd, Cleveland, NC has 2 bathrooms, 2,215 square feet of living space and a 18.36-acre lot.

When was 2650 Rary Rd, Cleveland, NC built?

2650 Rary Rd, Cleveland, NC was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 2650 Rary Rd, Cleveland, NC?

2650 Rary Rd, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C+; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2650 Rary Rd, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,752 homes in Cleveland 27013, it is worth more than 85% of them ($503,927 against a typical $255,481), its price per square foot is higher than 77% of them ($228 against a typical $164), it is bigger than 82% of them (2,215 ft² against a typical 1,644 ft²), its lot is bigger than 90% of them (18.36 ac against a typical 1.52 ac) and it is newer than 32% of them (1978 against a typical 1993). Measured against all of Rowan County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Cleveland 27013

Assigned schools

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