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Single Family ResidenceResidential
$378,637$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2728 N RIVER RD

WATERFORD, WI 53185
4
Beds
2
Baths
1,964 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$344K low$413K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$378,637
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$302,910

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,830 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$238,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$309,983

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRacine
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterford High SchoolB
High · Grades 9–12 · 0.8 mi
E
Woodfield Elementary SchoolB-
Elementary · Grades PK–5 · 0.8 mi
M
Fox River Middle SchoolA
Middle · Grades 6–8 · 1.2 mi

District: Waterford Joint No. 1 School District

Neighborhood · ZIP 53185These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.18,722
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.365 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,668
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,927
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2728 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Waterford 53185
  • Costs less per square foot than 87% of homes in Waterford 53185
  • Bigger than 78% of homes in Racine County
  • Older than 93% of homes in Waterford 53185

What homes are worth in Waterford 53185

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$985K

This home is worth more than 32% of homes in Waterford 53185.

How it measures up in Waterford 53185

The dot is this home. The mark in the middle is the typical home in Waterford 53185.

Estimated value$378,637
CheaperTypical $438,901Pricier

Pricier than 32% of homes nearby

Price per ft²$193
CheaperTypical $245Pricier

Pricier than 13% of homes nearby

Living area1,964 ft²
SmallerTypical 1,691 ft²Bigger

Bigger than 70% of homes nearby

Year built1950
OlderTypical 1987Newer

Newer than 7% of homes nearby

How 2728 N River Rd ranks against every home in each area.
MeasureThis homeWaterford 53185Racine County
Estimated valuepricier than$378,63732% of homes64% of homes
Price per ft²pricier than$19313% of homes45% of homes
Living areabigger than1,964 ft²70% of homes78% of homes
Year builtnewer than19507% of homes37% of homes

About 2728 N River Rd

How much is 2728 N River Rd, Waterford, WI worth?

The TopHap Estimate for 2728 N River Rd, Waterford, WI is $378,637 as of Jul 14, 2026. The likely range is $344,361 to $412,913. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2728 N River Rd, Waterford, WI?

2728 N River Rd, Waterford, WI has 4 bedrooms, 2 bathrooms and 1,964 square feet of living space.

When was 2728 N River Rd, Waterford, WI built?

2728 N River Rd, Waterford, WI was built in 1950, making it 76 years old. The building has 2 stories.

What schools serve 2728 N River Rd, Waterford, WI?

2728 N River Rd, Waterford, WI is assigned to Waterford High School (high), rated B; Woodfield Elementary School (elementary), rated B-; Fox River Middle School (middle), rated A. All sit in Waterford Joint No. 1 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2728 N River Rd, Waterford, WI compare to other homes in Waterford 53185?

Among the 7,128 homes in Waterford 53185, it is worth more than 32% of them ($378,637 against a typical $438,901), its price per square foot is higher than 13% of them ($193 against a typical $245), it is bigger than 70% of them (1,964 ft² against a typical 1,691 ft²) and it is newer than 7% of them (1950 against a typical 1987). Measured against all of Racine County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2728 N River Rd, Waterford, WI?

The 2024 property tax bill for 2728 N River Rd, Waterford, WI was $3,830. The county assessed it at $238,500.

Closest homes

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Assigned schools

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