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Single Family ResidenceResidential
$250,278$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

274 RACHEL LN

MONROE, OH 45050
3
Beds
3 / 1
Baths
1,879 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$226K low$274K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.136%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,000
US BANK NA ND · recorded Dec 5, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
FRANKLIN AMERICAN MORTGAGE CO
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,220

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyButler
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 256 ft²Porch · 188 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monroe Primary School
Elementary · Grades PK–1 · 0.4 mi
M
Monroe Jr. High SchoolB
Middle · Grades 7–8 · 1.1 mi
H
Monroe Sr. High SchoolB+
High · Grades 9–12 · 1.2 mi

District: Monroe Local School District

Neighborhood · ZIP 45050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,068
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,031 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,540
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

274 Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Monroe 45050
  • Costs less per square foot than 90% of homes in Monroe 45050
  • Has a smaller lot than 68% of homes in Monroe 45050
  • Newer than 69% of homes in Butler County

What homes are worth in Monroe 45050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$525K

This home is worth more than 16% of homes in Monroe 45050.

How it measures up in Monroe 45050

The dot is this home. The mark in the middle is the typical home in Monroe 45050.

Estimated value$250,278
CheaperTypical $325,726Pricier

Pricier than 16% of homes nearby

Price per ft²$133
CheaperTypical $180Pricier

Pricier than 10% of homes nearby

Living area1,879 ft²
SmallerTypical 1,802 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.25 ac
SmallerTypical 0.28 acBigger

Bigger than 32% of homes nearby

Year built1993
OlderTypical 2002Newer

Newer than 34% of homes nearby

How 274 Rachel Ln ranks against every home in each area.
MeasureThis homeMonroe 45050Butler County
Estimated valuepricier than$250,27816% of homes43% of homes
Price per ft²pricier than$13310% of homes24% of homes
Living areabigger than1,879 ft²55% of homes60% of homes
Lot sizebigger than0.25 ac32% of homes37% of homes
Year builtnewer than199334% of homes69% of homes

About 274 Rachel Ln

How much is 274 Rachel Ln, Monroe, OH worth?

The TopHap Estimate for 274 Rachel Ln, Monroe, OH is $250,278 as of Jul 14, 2026. The likely range is $226,239 to $274,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 274 Rachel Ln, Monroe, OH?

274 Rachel Ln, Monroe, OH has 3 bedrooms, 3 bathrooms, 1,879 square feet of living space and a 0.25-acre lot.

When was 274 Rachel Ln, Monroe, OH built?

274 Rachel Ln, Monroe, OH was built in 1993, making it 33 years old. It is a colonial home. The building has 2 stories.

What schools serve 274 Rachel Ln, Monroe, OH?

274 Rachel Ln, Monroe, OH is assigned to Monroe Primary School (elementary); Monroe Jr. High School (middle), rated B; Monroe Sr. High School (high), rated B+. All sit in Monroe Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 274 Rachel Ln, Monroe, OH compare to other homes in Monroe 45050?

Among the 3,978 homes in Monroe 45050, it is worth more than 16% of them ($250,278 against a typical $325,726), its price per square foot is higher than 10% of them ($133 against a typical $180), it is bigger than 55% of them (1,879 ft² against a typical 1,802 ft²), its lot is bigger than 32% of them (0.25 ac against a typical 0.28 ac) and it is newer than 34% of them (1993 against a typical 2002). Measured against all of Butler County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 274 Rachel Ln, Monroe, OH?

The 2025 property tax bill for 274 Rachel Ln, Monroe, OH was $3,199. The county assessed it at $69,370.

Closest homes

More homes in Monroe 45050

Assigned schools

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