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Rural ResidenceResidential
$615,734$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2746 ROCK RD

TROY, TX 76579
0
Baths
2,035 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$616K
$563K low$669K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,823
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Apr 19, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$82,911
NATIONSTAR MORTGAGE LLC

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$605,692 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$563,959
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$616,421

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.12.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 30 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Raymond Mays Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi
E
Mays Elementary School
Elementary · Grades PK–1 · 1.4 mi
H
Troy High SchoolC+
High · Grades 9–12 · 1.5 mi

District: Troy Independent School District

Neighborhood · ZIP 76579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,952
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,021
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2746 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Bell County
  • Costs more per square foot than 98% of homes in Bell County
  • Bigger than 76% of homes in Troy 76579
  • Among the largest lots in Bell County
  • Newer than 71% of homes in Bell County

What homes are worth in Troy 76579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$856K

This home is worth more than 92% of homes in Troy 76579.

How it measures up in Troy 76579

The dot is this home. The mark in the middle is the typical home in Troy 76579.

Estimated value$615,734
CheaperTypical $259,780Pricier

Pricier than 92% of homes nearby

Price per ft²$303
CheaperTypical $161Pricier

Pricier than 94% of homes nearby

Living area2,035 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 76% of homes nearby

Lot size12 ac
SmallerTypical 0.49 acBigger

Bigger than 94% of homes nearby

Year built2010
OlderTypical 2002Newer

Newer than 60% of homes nearby

How 2746 Rock Rd ranks against every home in each area.
MeasureThis homeTroy 76579Bell County
Estimated valuepricier than$615,73492% of homes95% of homes
Price per ft²pricier than$30394% of homes98% of homes
Living areabigger than2,035 ft²76% of homes67% of homes
Lot sizebigger than12 ac94% of homesalmost all homes
Year builtnewer than201060% of homes71% of homes

About 2746 Rock Rd

How much is 2746 Rock Rd, Troy, TX worth?

The TopHap Estimate for 2746 Rock Rd, Troy, TX is $615,734 as of Jul 14, 2026. The likely range is $562,869 to $668,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2746 Rock Rd, Troy, TX last sell?

2746 Rock Rd, Troy, TX last sold on Apr 19, 2018, according to the county's recorded deed.

How big is 2746 Rock Rd, Troy, TX?

2746 Rock Rd, Troy, TX has 2,035 square feet of living space and a 12.00-acre lot.

When was 2746 Rock Rd, Troy, TX built?

2746 Rock Rd, Troy, TX was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 2746 Rock Rd, Troy, TX?

2746 Rock Rd, Troy, TX is assigned to Raymond Mays Middle School (middle), rated A-; Mays Elementary School (elementary); Troy High School (high), rated C+. All sit in Troy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2746 Rock Rd, Troy, TX compare to other homes in Troy 76579?

Among the 2,371 homes in Troy 76579, it is worth more than 92% of them ($615,734 against a typical $259,780), its price per square foot is higher than 94% of them ($303 against a typical $161), it is bigger than 76% of them (2,035 ft² against a typical 1,648 ft²), its lot is bigger than 94% of them (12 ac against a typical 0.49 ac) and it is newer than 60% of them (2010 against a typical 2002). Measured against all of Bell County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Troy 76579

Assigned schools

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