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Single Family ResidenceResidential
$231,760$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2774 STATE ROUTE 51

ILION, NY 13357
4
Beds
2 / 1
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$232K
$216K low$248K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,260
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,408
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$202,500
FIRST SOURCE FEDERAL CREDIT UNION · 4.6% 1 · recorded Dec 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,678 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,734

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.1.04
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 990 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central Valley AcademyC-
High · Grades 9–12 · 0.8 mi
M
Gregory B Jarvis Middle SchoolB
Middle · Grades 5–8 · 2.1 mi
E
Harry M Fisher Elementary School
Elementary · Grades PK–1 · 2.2 mi

District: Central Valley School District

Neighborhood · ZIP 13357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.304 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,858
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,017
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2774 State Route 51 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Ilion 13357
  • Bigger than 77% of homes in Ilion 13357
  • Has a bigger lot than 85% of homes in Ilion 13357
  • Newer than 69% of homes in Ilion 13357

What homes are worth in Ilion 13357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$385K

This home is worth more than 84% of homes in Ilion 13357.

How it measures up in Ilion 13357

The dot is this home. The mark in the middle is the typical home in Ilion 13357.

Estimated value$231,760
CheaperTypical $151,015Pricier

Pricier than 84% of homes nearby

Price per ft²$118
CheaperTypical $102Pricier

Pricier than 63% of homes nearby

Living area1,960 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 77% of homes nearby

Lot size1.04 ac
SmallerTypical 0.2 acBigger

Bigger than 85% of homes nearby

Year built1945
OlderTypical 1917Newer

Newer than 69% of homes nearby

How 2774 State Route 51 ranks against every home in each area.
MeasureThis homeIlion 13357Herkimer County
Estimated valuepricier than$231,76084% of homes66% of homes
Price per ft²pricier than$11863% of homes46% of homes
Living areabigger than1,960 ft²77% of homes75% of homes
Lot sizebigger than1.04 ac85% of homes61% of homes
Year builtnewer than194569% of homes48% of homes

About 2774 State Route 51

How much is 2774 State Route 51, Ilion, NY worth?

The TopHap Estimate for 2774 State Route 51, Ilion, NY is $231,760 as of Jul 14, 2026. The likely range is $215,844 to $247,676. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2774 State Route 51, Ilion, NY last sell?

2774 State Route 51, Ilion, NY last sold on Dec 20, 2022, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2774 State Route 51, Ilion, NY?

2774 State Route 51, Ilion, NY has 4 bedrooms, 2 bathrooms, 1,960 square feet of living space and a 1.04-acre lot.

When was 2774 State Route 51, Ilion, NY built?

2774 State Route 51, Ilion, NY was built in 1945, making it 81 years old. It is a cape cod home. The building has 2 stories.

What schools serve 2774 State Route 51, Ilion, NY?

2774 State Route 51, Ilion, NY is assigned to Central Valley Academy (high), rated C-; Gregory B Jarvis Middle School (middle), rated B; Harry M Fisher Elementary School (elementary). All sit in Central Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2774 State Route 51, Ilion, NY compare to other homes in Ilion 13357?

Among the 3,458 homes in Ilion 13357, it is worth more than 84% of them ($231,760 against a typical $151,015), its price per square foot is higher than 63% of them ($118 against a typical $102), it is bigger than 77% of them (1,960 ft² against a typical 1,530 ft²), its lot is bigger than 85% of them (1.04 ac against a typical 0.2 ac) and it is newer than 69% of them (1945 against a typical 1917). Measured against all of Herkimer County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2774 State Route 51, Ilion, NY?

The 2024 property tax bill for 2774 State Route 51, Ilion, NY was $3,678. The county assessed it at $86,900.

Closest homes

More homes in Ilion 13357

Assigned schools

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