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Single Family ResidenceResidential
$266,809$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

278 N RIVER ST

SWANTON, VT 05488
2
Beds
1
Baths
1,827 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1790
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$267K
$208K low$326K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$266,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$213,447

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,662 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.71
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05488These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,899
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

278 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Swanton 05488
  • Costs less per square foot than 92% of homes in Swanton 05488
  • Bigger than 73% of homes in Swanton 05488
  • Has a bigger lot than 74% of homes in Swanton 05488
  • Among the oldest homes in Swanton 05488

What homes are worth in Swanton 05488

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$805K

This home is worth more than 19% of homes in Swanton 05488.

How it measures up in Swanton 05488

The dot is this home. The mark in the middle is the typical home in Swanton 05488.

Estimated value$266,809
CheaperTypical $351,528Pricier

Pricier than 19% of homes nearby

Price per ft²$146
CheaperTypical $250Pricier

Pricier than 8% of homes nearby

Living area1,827 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 73% of homes nearby

Lot size1.71 ac
SmallerTypical 0.9 acBigger

Bigger than 74% of homes nearby

Year built1790
OlderTypical 1981Newer

Older than almost all homes nearby

How 278 N River St ranks against every home in each area.
MeasureThis homeSwanton 05488Franklin County
Estimated valuepricier than$266,80919% of homes21% of homes
Price per ft²pricier than$1468% of homes11% of homes
Living areabigger than1,827 ft²73% of homes69% of homes
Lot sizebigger than1.71 ac74% of homes56% of homes
Year builtnewer than1790almost no homesalmost no homes

About 278 N River St

How much is 278 N River St, Swanton, VT worth?

The TopHap Estimate for 278 N River St, Swanton, VT is $266,809 as of Jul 14, 2026. The likely range is $208,025 to $325,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 278 N River St, Swanton, VT?

278 N River St, Swanton, VT has 2 bedrooms, 1 bathrooms, 1,827 square feet of living space and a 1.71-acre lot.

When was 278 N River St, Swanton, VT built?

278 N River St, Swanton, VT was built in 1790, making it 236 years old. The building has 2 stories.

How does 278 N River St, Swanton, VT compare to other homes in Swanton 05488?

Among the 3,087 homes in Swanton 05488, it is worth more than 19% of them ($266,809 against a typical $351,528), its price per square foot is higher than 8% of them ($146 against a typical $250), it is bigger than 73% of them (1,827 ft² against a typical 1,434 ft²), its lot is bigger than 74% of them (1.71 ac against a typical 0.9 ac) and it is newer than almost none of them (1790 against a typical 1981). Measured against all of Franklin County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 278 N River St, Swanton, VT?

The 2024 property tax bill for 278 N River St, Swanton, VT was $4,662. The county assessed it at $199,500.

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