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Single Family ResidentialResidential
$114,648$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

278 RUBY RD

COURTLAND, MS 38620
3
Beds
0
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1992
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$115K
$109K low$120K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,648
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,718

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,898 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$688
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,898
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,976

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyPanola
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Batesville Elementary SchoolA-
Elementary · Grades PK–1 · 3.3 mi
H
South Panola High SchoolA-
High · Grades 9–12 · 3.4 mi
M
Batesville Junior High SchoolD+
Middle · Grades 6–8 · 3.5 mi

District: South Panola School District

Neighborhood · ZIP 38620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.156
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,182
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,789
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

278 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Courtland 38620
  • Costs less per square foot than 65% of homes in Courtland 38620
  • Smaller than 75% of homes in Courtland 38620

What homes are worth in Courtland 38620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$543K

This home is worth more than 16% of homes in Courtland 38620.

How it measures up in Courtland 38620

The dot is this home. The mark in the middle is the typical home in Courtland 38620.

Estimated value$114,648
CheaperTypical $167,500Pricier

Pricier than 16% of homes nearby

Price per ft²$100
CheaperTypical $109Pricier

Pricier than 35% of homes nearby

Living area1,152 ft²
SmallerTypical 1,433 ft²Bigger

Bigger than 25% of homes nearby

Year built1992
OlderTypical 1991Newer

Newer than 53% of homes nearby

How 278 Ruby Rd ranks against every home in each area.
MeasureThis homeCourtland 38620Panola County
Estimated valuepricier than$114,64816% of homes24% of homes
Price per ft²pricier than$10035% of homes43% of homes
Living areabigger than1,152 ft²25% of homes26% of homes
Year builtnewer than199253% of homes61% of homes

About 278 Ruby Rd

How much is 278 Ruby Rd, Courtland, MS worth?

The TopHap Estimate for 278 Ruby Rd, Courtland, MS is $114,648 as of Jul 14, 2026. The likely range is $109,393 to $119,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 278 Ruby Rd, Courtland, MS last sell?

278 Ruby Rd, Courtland, MS last sold on Oct 21, 1986, according to the county's recorded deed.

How big is 278 Ruby Rd, Courtland, MS?

278 Ruby Rd, Courtland, MS has 3 bedrooms and 1,152 square feet of living space.

When was 278 Ruby Rd, Courtland, MS built?

278 Ruby Rd, Courtland, MS was built in 1992, making it 34 years old.

What schools serve 278 Ruby Rd, Courtland, MS?

278 Ruby Rd, Courtland, MS is assigned to Batesville Elementary School (elementary), rated A-; South Panola High School (high), rated A-; Batesville Junior High School (middle), rated D+. All sit in South Panola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 278 Ruby Rd, Courtland, MS compare to other homes in Courtland 38620?

Among the 1,218 homes in Courtland 38620, it is worth more than 16% of them ($114,648 against a typical $167,500), its price per square foot is higher than 35% of them ($100 against a typical $109), it is bigger than 25% of them (1,152 ft² against a typical 1,433 ft²) and it is newer than 53% of them (1992 against a typical 1991). Measured against all of Panola County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Courtland 38620

Assigned schools

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See this home in context

Open 278 Ruby Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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