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Single Family ResidenceResidential
$636,740$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28 CLEFTSTONE RD

BAR HARBOR, ME 04609
4
Beds
2
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$637K
$526K low$748K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$436,741
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$349,393
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,999
MACHIAS SAVINGS BK · recorded Jun 27, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,444 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,139,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$297,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$842,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Conners-Emerson SchoolA+
Elementary · Grades KG–8 · 0.4 mi
H
Mount Desert Island High SchoolA-
High · Grades 9–12 · 4.0 mi

District: Bar Harbor

Neighborhood · ZIP 04609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,934
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,963
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,136
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Cleftstone Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Hancock County
  • Costs less per square foot than 82% of homes in Bar Harbor 04609
  • Bigger than 82% of homes in Hancock County
  • Has a smaller lot than 84% of homes in Hancock County

What homes are worth in Bar Harbor 04609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$259K$2.3M

This home is worth more than 46% of homes in Bar Harbor 04609.

How it measures up in Bar Harbor 04609

The dot is this home. The mark in the middle is the typical home in Bar Harbor 04609.

Estimated value$636,740
CheaperTypical $663,044Pricier

Pricier than 46% of homes nearby

Price per ft²$301
CheaperTypical $404Pricier

Pricier than 18% of homes nearby

Living area2,112 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.47 ac
SmallerTypical 1.23 acBigger

Bigger than 31% of homes nearby

Year built1977
OlderTypical 1986Newer

Newer than 45% of homes nearby

How 28 Cleftstone Rd ranks against every home in each area.
MeasureThis homeBar Harbor 04609Hancock County
Estimated valuepricier than$636,74046% of homes77% of homes
Price per ft²pricier than$30118% of homes45% of homes
Living areabigger than2,112 ft²71% of homes82% of homes
Lot sizebigger than0.47 ac31% of homes16% of homes
Year builtnewer than197745% of homes45% of homes

About 28 Cleftstone Rd

How much is 28 Cleftstone Rd, Bar Harbor, ME worth?

The TopHap Estimate for 28 Cleftstone Rd, Bar Harbor, ME is $636,740 as of Jul 14, 2026. The likely range is $525,745 to $747,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Cleftstone Rd, Bar Harbor, ME last sell?

28 Cleftstone Rd, Bar Harbor, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28 Cleftstone Rd, Bar Harbor, ME?

28 Cleftstone Rd, Bar Harbor, ME has 4 bedrooms, 2 bathrooms, 2,112 square feet of living space and a 0.47-acre lot.

When was 28 Cleftstone Rd, Bar Harbor, ME built?

28 Cleftstone Rd, Bar Harbor, ME was built in 1977, making it 49 years old. It is a colonial home. The building has 2 stories.

What schools serve 28 Cleftstone Rd, Bar Harbor, ME?

28 Cleftstone Rd, Bar Harbor, ME is assigned to Conners-Emerson School (elementary), rated A+; Mount Desert Island High School (high), rated A-. All sit in Bar Harbor. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Cleftstone Rd, Bar Harbor, ME compare to other homes in Bar Harbor 04609?

Among the 2,593 homes in Bar Harbor 04609, it is worth more than 46% of them ($636,740 against a typical $663,044), its price per square foot is higher than 18% of them ($301 against a typical $404), it is bigger than 71% of them (2,112 ft² against a typical 1,662 ft²), its lot is bigger than 31% of them (0.47 ac against a typical 1.23 ac) and it is newer than 45% of them (1977 against a typical 1986). Measured against all of Hancock County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Cleftstone Rd, Bar Harbor, ME?

The 2024 property tax bill for 28 Cleftstone Rd, Bar Harbor, ME was $11,444. The county assessed it at $1,139,800.

Closest homes

More homes in Bar Harbor 04609

Assigned schools

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