Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$220,000$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Nov 8, 2024

28 FERNWOOD DR

ROCKY GAP, VA 24366
3
Beds
1
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$220K
$173K low$267K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Nov 8, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.0.57
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bland County High SchoolA-
Middle · Grades 6–12 · 0.1 mi
E
Bland County Elementary SchoolC-
Elementary · Grades PK–5 · 9.6 mi

District: Bland County Public Schools

Neighborhood · ZIP 24366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.244
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,562
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Fernwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Rocky Gap 24366
  • Costs more per square foot than 90% of homes in Rocky Gap 24366
  • Smaller than 77% of homes in Rocky Gap 24366
  • Has a smaller lot than 90% of homes in Rocky Gap 24366
  • Older than 93% of homes in Rocky Gap 24366

What homes are worth in Rocky Gap 24366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$658K

This home is worth more than 70% of homes in Rocky Gap 24366.

How it measures up in Rocky Gap 24366

The dot is this home. The mark in the middle is the typical home in Rocky Gap 24366.

Estimated value$220,000
CheaperTypical $163,165Pricier

Pricier than 70% of homes nearby

Price per ft²$198
CheaperTypical $113Pricier

Pricier than 90% of homes nearby

Living area1,112 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.57 ac
SmallerTypical 3 acBigger

Bigger than 10% of homes nearby

Year built1920
OlderTypical 1978Newer

Newer than 7% of homes nearby

How 28 Fernwood Dr ranks against every home in each area.
MeasureThis homeRocky Gap 24366Bland County
Estimated valuepricier than$220,00070% of homes68% of homes
Price per ft²pricier than$19890% of homes84% of homes
Living areabigger than1,112 ft²23% of homes27% of homes
Lot sizebigger than0.57 ac10% of homes11% of homes
Year builtnewer than19207% of homes10% of homes

About 28 Fernwood Dr

How much is 28 Fernwood Dr, Rocky Gap, VA worth?

The TopHap Estimate for 28 Fernwood Dr, Rocky Gap, VA is $220,000 as of Jul 14, 2026. The likely range is $172,684 to $267,316. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Fernwood Dr, Rocky Gap, VA last sell?

28 Fernwood Dr, Rocky Gap, VA last sold on Nov 8, 2024 for $320,000, according to the county's recorded deed.

How big is 28 Fernwood Dr, Rocky Gap, VA?

28 Fernwood Dr, Rocky Gap, VA has 3 bedrooms, 1 bathrooms, 1,112 square feet of living space and a 0.57-acre lot.

When was 28 Fernwood Dr, Rocky Gap, VA built?

28 Fernwood Dr, Rocky Gap, VA was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 28 Fernwood Dr, Rocky Gap, VA?

28 Fernwood Dr, Rocky Gap, VA is assigned to Bland County High School (middle), rated A-; Bland County Elementary School (elementary), rated C-. All sit in Bland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Fernwood Dr, Rocky Gap, VA compare to other homes in Rocky Gap 24366?

Among the 473 homes in Rocky Gap 24366, it is worth more than 70% of them ($220,000 against a typical $163,165), its price per square foot is higher than 90% of them ($198 against a typical $113), it is bigger than 23% of them (1,112 ft² against a typical 1,456 ft²), its lot is bigger than 10% of them (0.57 ac against a typical 3 ac) and it is newer than 7% of them (1920 against a typical 1978). Measured against all of Bland County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Fernwood Dr, Rocky Gap, VA?

The 2025 property tax bill for 28 Fernwood Dr, Rocky Gap, VA was $353. The county assessed it at $58,900.

Closest homes

More homes in Rocky Gap 24366

Assigned schools

Explore the area

See this home in context

Open 28 Fernwood Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map