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Single Family ResidenceResidential
$638,316$465 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $630,000 on Sep 18, 2024

28 SUMMIT ST

PHILMONT, NY 12565
3
Beds
2 / 1
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$638K
$539K low$737K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Sep 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,756 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$360,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$545,455

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColumbia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taconic Hills Elementary SchoolB
Elementary · Grades PK–6 · 5.8 mi
M
Taconic Hillsjunior/Senior High SchoolC
Middle · Grades 7–12 · 5.8 mi

District: Taconic Hills Central School District

Neighborhood · ZIP 12565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.733 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,662
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,153
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Philmont 12565
  • Among the highest price per square foot in Philmont 12565
  • Smaller than 70% of homes in Philmont 12565
  • Has a smaller lot than 84% of homes in Columbia County
  • Newer than 77% of homes in Philmont 12565

What homes are worth in Philmont 12565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$721K

This home is worth more than 98% of homes in Philmont 12565.

How it measures up in Philmont 12565

The dot is this home. The mark in the middle is the typical home in Philmont 12565.

Estimated value$638,316
CheaperTypical $249,662Pricier

Pricier than 98% of homes nearby

Price per ft²$465
CheaperTypical $171Pricier

Pricier than almost all homes nearby

Living area1,372 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.29 ac
SmallerTypical 0.3 acBigger

Bigger than 44% of homes nearby

Year built1945
OlderTypical 1910Newer

Newer than 77% of homes nearby

How 28 Summit St ranks against every home in each area.
MeasureThis homePhilmont 12565Columbia County
Estimated valuepricier than$638,31698% of homes73% of homes
Price per ft²pricier than$465almost all homes90% of homes
Living areabigger than1,372 ft²30% of homes31% of homes
Lot sizebigger than0.29 ac44% of homes16% of homes
Year builtnewer than194577% of homes33% of homes

About 28 Summit St

How much is 28 Summit St, Philmont, NY worth?

The TopHap Estimate for 28 Summit St, Philmont, NY is $638,316 as of Aug 30, 2026. The likely range is $539,343 to $737,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Summit St, Philmont, NY last sell?

28 Summit St, Philmont, NY last sold on Sep 18, 2024 for $630,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 28 Summit St, Philmont, NY?

28 Summit St, Philmont, NY has 3 bedrooms, 2 bathrooms, 1,372 square feet of living space and a 0.29-acre lot.

When was 28 Summit St, Philmont, NY built?

28 Summit St, Philmont, NY was built in 1945, making it 81 years old. The building has 2 stories.

What schools serve 28 Summit St, Philmont, NY?

28 Summit St, Philmont, NY is assigned to Taconic Hills Elementary School (elementary), rated B; Taconic Hillsjunior/Senior High School (middle), rated C. All sit in Taconic Hills Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Summit St, Philmont, NY compare to other homes in Philmont 12565?

Among the 372 homes in Philmont 12565, it is worth more than 98% of them ($638,316 against a typical $249,662), its price per square foot is higher than almost all of them ($465 against a typical $171), it is bigger than 30% of them (1,372 ft² against a typical 1,708 ft²), its lot is bigger than 44% of them (0.29 ac against a typical 0.3 ac) and it is newer than 77% of them (1945 against a typical 1910). Measured against all of Columbia County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Summit St, Philmont, NY?

The 2025 property tax bill for 28 Summit St, Philmont, NY was $7,756. The county assessed it at $360,000.

More homes on Summit St

Closest homes

More homes in Philmont 12565

Assigned schools

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