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Single Family ResidenceResidential
$1,146,012$351 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28 SWIMMING RIVER RD

LINCROFT, NJ 07738
1.5
Baths
3,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,146,012
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$916,810

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,027,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$582,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$444,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,011,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,027,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMONMOUTH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincroft Elementary SchoolA-
Elementary · Grades KG–5 · 0.4 mi
H
Middletown High School SouthB
High · Grades 9–12 · 2.0 mi
M
Thompson Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi

District: Middletown Township School District

Neighborhood · ZIP 07738These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,161
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,012
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,085
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Swimming River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Monmouth County
  • Costs less per square foot than 86% of homes in Lincroft 07738
  • Bigger than 88% of homes in Monmouth County
  • Has a bigger lot than 86% of homes in Monmouth County
  • Newer than 97% of homes in Monmouth County

What homes are worth in Lincroft 07738

Each bar is how many homes fall in that price range. The marker is this home.

This home
$667K$2.4M

This home is worth more than 72% of homes in Lincroft 07738.

How it measures up in Lincroft 07738

The dot is this home. The mark in the middle is the typical home in Lincroft 07738.

Estimated value$1,146,012
CheaperTypical $988,705Pricier

Pricier than 72% of homes nearby

Price per ft²$351
CheaperTypical $417Pricier

Pricier than 14% of homes nearby

Living area3,265 ft²
SmallerTypical 2,448 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.92 ac
SmallerTypical 0.55 acBigger

Bigger than 80% of homes nearby

Year built2018
OlderTypical 1971Newer

Newer than 91% of homes nearby

How 28 Swimming River Rd ranks against every home in each area.
MeasureThis homeLincroft 07738Monmouth County
Estimated valuepricier than$1,146,01272% of homes80% of homes
Price per ft²pricier than$35114% of homes34% of homes
Living areabigger than3,265 ft²80% of homes88% of homes
Lot sizebigger than0.92 ac80% of homes86% of homes
Year builtnewer than201891% of homes97% of homes

About 28 Swimming River Rd

How much is 28 Swimming River Rd, Lincroft, NJ worth?

The TopHap Estimate for 28 Swimming River Rd, Lincroft, NJ is $1,146,012 as of Jul 14, 2026. The likely range is $1,066,988 to $1,225,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Swimming River Rd, Lincroft, NJ last sell?

28 Swimming River Rd, Lincroft, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28 Swimming River Rd, Lincroft, NJ?

28 Swimming River Rd, Lincroft, NJ has 1.5 bathrooms, 3,265 square feet of living space and a 0.92-acre lot.

When was 28 Swimming River Rd, Lincroft, NJ built?

28 Swimming River Rd, Lincroft, NJ was built in 2018, making it 8 years old. It is a cape cod home. The building has 1 story.

What schools serve 28 Swimming River Rd, Lincroft, NJ?

28 Swimming River Rd, Lincroft, NJ is assigned to Lincroft Elementary School (elementary), rated A-; Middletown High School South (high), rated B; Thompson Middle School (middle), rated B+. All sit in Middletown Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Swimming River Rd, Lincroft, NJ compare to other homes in Lincroft 07738?

Among the 2,277 homes in Lincroft 07738, it is worth more than 72% of them ($1,146,012 against a typical $988,705), its price per square foot is higher than 14% of them ($351 against a typical $417), it is bigger than 80% of them (3,265 ft² against a typical 2,448 ft²), its lot is bigger than 80% of them (0.92 ac against a typical 0.55 ac) and it is newer than 91% of them (2018 against a typical 1971). Measured against all of Monmouth County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Swimming River Rd, Lincroft, NJ?

The 2025 property tax bill for 28 Swimming River Rd, Lincroft, NJ was $16,330. The county assessed it at $1,027,100.

Closest homes

More homes in Lincroft 07738

Assigned schools

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