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Single Family ResidenceResidential
$417,126$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2808 LOWER RIVER RD SE

DECATUR, AL 35603
1.5
Baths
2,307 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$417K
$361K low$473K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$983 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.1.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Walter Jackson Elementary SchoolA-
Elementary · Grades KG–5 · 2.4 mi
H
Decatur High SchoolB-
High · Grades 9–12 · 3.5 mi
M
Decatur Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi

District: Decatur City School District

Neighborhood · ZIP 35603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,592
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,456
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2808 Lower River Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Morgan County
  • Costs more per square foot than 85% of homes in Decatur 35603
  • Bigger than 83% of homes in Morgan County
  • Has a bigger lot than 81% of homes in Decatur 35603
  • Older than 75% of homes in Decatur 35603

What homes are worth in Decatur 35603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$649K

This home is worth more than 87% of homes in Decatur 35603.

How it measures up in Decatur 35603

The dot is this home. The mark in the middle is the typical home in Decatur 35603.

Estimated value$417,126
CheaperTypical $266,958Pricier

Pricier than 87% of homes nearby

Price per ft²$181
CheaperTypical $142Pricier

Pricier than 85% of homes nearby

Living area2,307 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.13 ac
SmallerTypical 0.36 acBigger

Bigger than 81% of homes nearby

Year built1979
OlderTypical 1991Newer

Newer than 25% of homes nearby

How 2808 Lower River Rd Se ranks against every home in each area.
MeasureThis homeDecatur 35603Morgan County
Estimated valuepricier than$417,12687% of homes90% of homes
Price per ft²pricier than$18185% of homes85% of homes
Living areabigger than2,307 ft²75% of homes83% of homes
Lot sizebigger than1.13 ac81% of homes71% of homes
Year builtnewer than197925% of homes50% of homes

About 2808 Lower River Rd Se

How much is 2808 Lower River Rd Se, Decatur, AL worth?

The TopHap Estimate for 2808 Lower River Rd Se, Decatur, AL is $417,126 as of Aug 30, 2026. The likely range is $361,295 to $472,957. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2808 Lower River Rd Se, Decatur, AL last sell?

2808 Lower River Rd Se, Decatur, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2808 Lower River Rd Se, Decatur, AL?

2808 Lower River Rd Se, Decatur, AL has 1.5 bathrooms, 2,307 square feet of living space and a 1.13-acre lot.

When was 2808 Lower River Rd Se, Decatur, AL built?

2808 Lower River Rd Se, Decatur, AL was built in 1979, making it 47 years old. The building has 2 stories.

What schools serve 2808 Lower River Rd Se, Decatur, AL?

2808 Lower River Rd Se, Decatur, AL is assigned to Walter Jackson Elementary School (elementary), rated A-; Decatur High School (high), rated B-; Decatur Middle School (middle), rated C-. All sit in Decatur City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2808 Lower River Rd Se, Decatur, AL compare to other homes in Decatur 35603?

Among the 11,035 homes in Decatur 35603, it is worth more than 87% of them ($417,126 against a typical $266,958), its price per square foot is higher than 85% of them ($181 against a typical $142), it is bigger than 75% of them (2,307 ft² against a typical 1,831 ft²), its lot is bigger than 81% of them (1.13 ac against a typical 0.36 ac) and it is newer than 25% of them (1979 against a typical 1991). Measured against all of Morgan County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2808 Lower River Rd Se, Decatur, AL?

The 2025 property tax bill for 2808 Lower River Rd Se, Decatur, AL was $983. The county assessed it at $22,750.

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