Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$449,632$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3197 LOWER RIVER RD SE

DECATUR, AL 35603
4
Beds
2.5
Baths
4,606 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$450K
$385K low$515K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,820
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$509,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.2.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Priceville High SchoolB
High · Grades 9–12 · 1.1 mi
M
Priceville Junior High SchoolA+
Middle · Grades 5–8 · 2.3 mi
E
Priceville Elementary SchoolA+
Elementary · Grades PK–4 · 2.5 mi

District: Morgan County School District

Neighborhood · ZIP 35603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,592
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,456
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3197 Lower River Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Morgan County
  • Costs less per square foot than 90% of homes in Decatur 35603
  • Among the largest homes in Decatur 35603
  • Has a bigger lot than 88% of homes in Decatur 35603
  • Newer than 87% of homes in Morgan County

What homes are worth in Decatur 35603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$649K

This home is worth more than 91% of homes in Decatur 35603.

How it measures up in Decatur 35603

The dot is this home. The mark in the middle is the typical home in Decatur 35603.

Estimated value$449,632
CheaperTypical $266,958Pricier

Pricier than 91% of homes nearby

Price per ft²$98
CheaperTypical $142Pricier

Pricier than 10% of homes nearby

Living area4,606 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than almost all homes nearby

Lot size2.2 ac
SmallerTypical 0.36 acBigger

Bigger than 88% of homes nearby

Year built2005
OlderTypical 1991Newer

Newer than 82% of homes nearby

How 3197 Lower River Rd Se ranks against every home in each area.
MeasureThis homeDecatur 35603Morgan County
Estimated valuepricier than$449,63291% of homes92% of homes
Price per ft²pricier than$9810% of homes21% of homes
Living areabigger than4,606 ft²almost all homesalmost all homes
Lot sizebigger than2.2 ac88% of homes80% of homes
Year builtnewer than200582% of homes87% of homes

About 3197 Lower River Rd Se

How much is 3197 Lower River Rd Se, Decatur, AL worth?

The TopHap Estimate for 3197 Lower River Rd Se, Decatur, AL is $449,632 as of Aug 30, 2026. The likely range is $384,644 to $514,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3197 Lower River Rd Se, Decatur, AL last sell?

3197 Lower River Rd Se, Decatur, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3197 Lower River Rd Se, Decatur, AL?

3197 Lower River Rd Se, Decatur, AL has 4 bedrooms, 2.5 bathrooms, 4,606 square feet of living space and a 2.20-acre lot.

When was 3197 Lower River Rd Se, Decatur, AL built?

3197 Lower River Rd Se, Decatur, AL was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 3197 Lower River Rd Se, Decatur, AL?

3197 Lower River Rd Se, Decatur, AL is assigned to Priceville High School (high), rated B; Priceville Junior High School (middle), rated A+; Priceville Elementary School (elementary), rated A+. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3197 Lower River Rd Se, Decatur, AL compare to other homes in Decatur 35603?

Among the 11,035 homes in Decatur 35603, it is worth more than 91% of them ($449,632 against a typical $266,958), its price per square foot is higher than 10% of them ($98 against a typical $142), it is bigger than almost all of them (4,606 ft² against a typical 1,831 ft²), its lot is bigger than 88% of them (2.2 ac against a typical 0.36 ac) and it is newer than 82% of them (2005 against a typical 1991). Measured against all of Morgan County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Lower River Rd Se

Closest homes

More homes in Decatur 35603

Assigned schools

Explore the area

See this home in context

Open 3197 Lower River Rd Se on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map