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Residential (General/Single)Residential
$666,384$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $500,000 on Nov 19, 2020

281 CONGRESS ST

SADDLE BROOK, NJ 07663
0
Baths
2,412 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$666K
$625K low$708K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Nov 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,117 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$617,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$218,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$594,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$617,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,303
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Bergen County
  • Costs less per square foot than 97% of homes in Bergen County
  • Bigger than 87% of homes in Saddle Brook 07663
  • Has a bigger lot than 66% of homes in Saddle Brook 07663
  • Newer than 76% of homes in Saddle Brook 07663

What homes are worth in Saddle Brook 07663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$367K$989K

This home is worth more than 64% of homes in Saddle Brook 07663.

How it measures up in Saddle Brook 07663

The dot is this home. The mark in the middle is the typical home in Saddle Brook 07663.

Estimated value$666,384
CheaperTypical $611,936Pricier

Pricier than 64% of homes nearby

Price per ft²$276
CheaperTypical $374Pricier

Pricier than 5% of homes nearby

Living area2,412 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 66% of homes nearby

Year built1959
OlderTypical 1950Newer

Newer than 76% of homes nearby

How 281 Congress St ranks against every home in each area.
MeasureThis homeSaddle Brook 07663Bergen County
Estimated valuepricier than$666,38464% of homes33% of homes
Price per ft²pricier than$2765% of homes3% of homes
Living areabigger than2,412 ft²87% of homes73% of homes
Lot sizebigger than0.16 ac66% of homes47% of homes
Year builtnewer than195976% of homes60% of homes

About 281 Congress St

How much is 281 Congress St, Saddle Brook, NJ worth?

The TopHap Estimate for 281 Congress St, Saddle Brook, NJ is $666,384 as of Aug 30, 2026. The likely range is $625,194 to $707,574. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 281 Congress St, Saddle Brook, NJ last sell?

281 Congress St, Saddle Brook, NJ last sold on Nov 19, 2020 for $500,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 281 Congress St, Saddle Brook, NJ?

281 Congress St, Saddle Brook, NJ has 2,412 square feet of living space and a 0.16-acre lot.

When was 281 Congress St, Saddle Brook, NJ built?

281 Congress St, Saddle Brook, NJ was built in 1959, making it 67 years old. The building has 2 stories.

How does 281 Congress St, Saddle Brook, NJ compare to other homes in Saddle Brook 07663?

Among the 4,199 homes in Saddle Brook 07663, it is worth more than 64% of them ($666,384 against a typical $611,936), its price per square foot is higher than 5% of them ($276 against a typical $374), it is bigger than 87% of them (2,412 ft² against a typical 1,648 ft²), its lot is bigger than 66% of them (0.16 ac against a typical 0.14 ac) and it is newer than 76% of them (1959 against a typical 1950). Measured against all of Bergen County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Congress St, Saddle Brook, NJ?

The 2025 property tax bill for 281 Congress St, Saddle Brook, NJ was $14,117. The county assessed it at $617,900.

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