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Residential (General/Single)Residential
$605,107$412 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $575,000 on Jun 28, 2023

320 CONGRESS ST

SADDLE BROOK, NJ 07663
0
Baths
1,468 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$605K
$569K low$641K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · Jun 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,589 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$542,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$211,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$331,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$530,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$542,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,303
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Bergen County
  • Costs more per square foot than 74% of homes in Saddle Brook 07663
  • Smaller than 72% of homes in Bergen County
  • Has a smaller lot than 91% of homes in Saddle Brook 07663
  • Newer than 80% of homes in Saddle Brook 07663

What homes are worth in Saddle Brook 07663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$385K$989K

This home is worth more than 47% of homes in Saddle Brook 07663.

How it measures up in Saddle Brook 07663

The dot is this home. The mark in the middle is the typical home in Saddle Brook 07663.

Estimated value$605,107
CheaperTypical $612,923Pricier

Pricier than 47% of homes nearby

Price per ft²$412
CheaperTypical $373Pricier

Pricier than 74% of homes nearby

Living area1,468 ft²
SmallerTypical 1,635 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.11 ac
SmallerTypical 0.14 acBigger

Bigger than 9% of homes nearby

Year built1964
OlderTypical 1950Newer

Newer than 80% of homes nearby

How 320 Congress St ranks against every home in each area.
MeasureThis homeSaddle Brook 07663Bergen County
Estimated valuepricier than$605,10747% of homes23% of homes
Price per ft²pricier than$41274% of homes42% of homes
Living areabigger than1,468 ft²35% of homes28% of homes
Lot sizebigger than0.11 ac9% of homes23% of homes
Year builtnewer than196480% of homes67% of homes

About 320 Congress St

How much is 320 Congress St, Saddle Brook, NJ worth?

The TopHap Estimate for 320 Congress St, Saddle Brook, NJ is $605,107 as of Aug 30, 2026. The likely range is $569,299 to $640,915. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Congress St, Saddle Brook, NJ last sell?

320 Congress St, Saddle Brook, NJ last sold on Jun 28, 2023 for $575,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 320 Congress St, Saddle Brook, NJ?

320 Congress St, Saddle Brook, NJ has 1,468 square feet of living space and a 0.12-acre lot.

When was 320 Congress St, Saddle Brook, NJ built?

320 Congress St, Saddle Brook, NJ was built in 1964, making it 62 years old. The building has 1 story.

How does 320 Congress St, Saddle Brook, NJ compare to other homes in Saddle Brook 07663?

Among the 4,199 homes in Saddle Brook 07663, it is worth more than 47% of them ($605,107 against a typical $612,923), its price per square foot is higher than 74% of them ($412 against a typical $373), it is bigger than 35% of them (1,468 ft² against a typical 1,635 ft²), its lot is bigger than 9% of them (0.11 ac against a typical 0.14 ac) and it is newer than 80% of them (1964 against a typical 1950). Measured against all of Bergen County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Congress St, Saddle Brook, NJ?

The 2025 property tax bill for 320 Congress St, Saddle Brook, NJ was $12,589. The county assessed it at $542,800.

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