Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$42,617$50 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

281 ROCK FORK RD

GARRETT, KY 41630
2
Beds
1
Baths
850 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$43K
$26K low$59K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,094

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$278 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKnott
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Outdoor kitchen

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jones Fork Elementary SchoolA
Elementary · Grades PK–8 · 2.6 mi
H
Knott County Central High SchoolC
High · Grades 9–12 · 9.4 mi

District: Knott County School District

Neighborhood · ZIP 41630These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.145
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,412
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,586
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Rock Fork Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Knott County
  • Costs more per square foot than 77% of homes in Garrett 41630
  • Smaller than 81% of homes in Knott County
  • Has a smaller lot than 74% of homes in Knott County
  • Newer than 78% of homes in Garrett 41630

What homes are worth in Garrett 41630

Each bar is how many homes fall in that price range. The marker is this home.

This home
$12K$163K

This home is worth more than 64% of homes in Garrett 41630.

How it measures up in Garrett 41630

The dot is this home. The mark in the middle is the typical home in Garrett 41630.

Estimated value$42,617
CheaperTypical $34,813Pricier

Pricier than 64% of homes nearby

Price per ft²$50
CheaperTypical $34Pricier

Pricier than 77% of homes nearby

Living area850 ft²
SmallerTypical 1,160 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.5 ac
SmallerTypical 0.78 acBigger

Bigger than 44% of homes nearby

Year built1995
OlderTypical 1978Newer

Newer than 78% of homes nearby

How 281 Rock Fork Rd ranks against every home in each area.
MeasureThis homeGarrett 41630Knott County
Estimated valuepricier than$42,61764% of homes21% of homes
Price per ft²pricier than$5077% of homes28% of homes
Living areabigger than850 ft²20% of homes19% of homes
Lot sizebigger than0.5 ac44% of homes26% of homes
Year builtnewer than199578% of homes69% of homes

About 281 Rock Fork Rd

How much is 281 Rock Fork Rd, Garrett, KY worth?

The TopHap Estimate for 281 Rock Fork Rd, Garrett, KY is $42,617 as of Jul 14, 2026. The likely range is $26,312 to $58,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 281 Rock Fork Rd, Garrett, KY last sell?

281 Rock Fork Rd, Garrett, KY last sold on Sep 13, 2018, according to the county's recorded deed.

How big is 281 Rock Fork Rd, Garrett, KY?

281 Rock Fork Rd, Garrett, KY has 2 bedrooms, 1 bathrooms, 850 square feet of living space and a 0.50-acre lot.

When was 281 Rock Fork Rd, Garrett, KY built?

281 Rock Fork Rd, Garrett, KY was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 281 Rock Fork Rd, Garrett, KY?

281 Rock Fork Rd, Garrett, KY is assigned to Jones Fork Elementary School (elementary), rated A; Knott County Central High School (high), rated C. All sit in Knott County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 Rock Fork Rd, Garrett, KY compare to other homes in Garrett 41630?

Among the 735 homes in Garrett 41630, it is worth more than 64% of them ($42,617 against a typical $34,813), its price per square foot is higher than 77% of them ($50 against a typical $34), it is bigger than 20% of them (850 ft² against a typical 1,160 ft²), its lot is bigger than 44% of them (0.5 ac against a typical 0.78 ac) and it is newer than 78% of them (1995 against a typical 1978). Measured against all of Knott County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Rock Fork Rd, Garrett, KY?

The 2025 property tax bill for 281 Rock Fork Rd, Garrett, KY was $278. The county assessed it at $25,000.

Closest homes

More homes in Garrett 41630

Assigned schools

Explore the area

See this home in context

Open 281 Rock Fork Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map