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Single Family ResidenceResidential
$757,702$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $512,000 on Jan 24, 2020

281 THREE RIVERS RD

WILBRAHAM, MA 01095
3
Beds
3 / 2
Baths
2,227 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$758K
$714K low$801K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$512,000 · Jan 24, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,794
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$427,908
NAVY FCU · recorded Jan 24, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
NAVY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,666 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$708,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$612,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$661,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.2.84
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wilbraham Middle SchoolB+
Middle · Grades 6–8 · 3.9 mi
E
Mile Tree Elementary School
Elementary · Grades PK–1 · 4.5 mi
H
Minnechaug Regional High SchoolB+
High · Grades 9–12 · 4.6 mi

District: Hampden-Wilbraham School District

Neighborhood · ZIP 01095These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.34
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,764
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.648 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,603
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Three Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Hampden County
  • Costs more per square foot than 96% of homes in Wilbraham 01095
  • Bigger than 78% of homes in Hampden County
  • Has a bigger lot than 92% of homes in Hampden County
  • Newer than 96% of homes in Hampden County

What homes are worth in Wilbraham 01095

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$894K

This home is worth more than 94% of homes in Wilbraham 01095.

How it measures up in Wilbraham 01095

The dot is this home. The mark in the middle is the typical home in Wilbraham 01095.

Estimated value$757,702
CheaperTypical $465,691Pricier

Pricier than 94% of homes nearby

Price per ft²$340
CheaperTypical $251Pricier

Pricier than 96% of homes nearby

Living area2,227 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.84 ac
SmallerTypical 0.76 acBigger

Bigger than 84% of homes nearby

Year built2005
OlderTypical 1966Newer

Newer than 92% of homes nearby

How 281 Three Rivers Rd ranks against every home in each area.
MeasureThis homeWilbraham 01095Hampden County
Estimated valuepricier than$757,70294% of homes98% of homes
Price per ft²pricier than$34096% of homes96% of homes
Living areabigger than2,227 ft²70% of homes78% of homes
Lot sizebigger than2.84 ac84% of homes92% of homes
Year builtnewer than200592% of homes96% of homes

About 281 Three Rivers Rd

How much is 281 Three Rivers Rd, Wilbraham, MA worth?

The TopHap Estimate for 281 Three Rivers Rd, Wilbraham, MA is $757,702 as of Jul 14, 2026. The likely range is $714,430 to $800,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 281 Three Rivers Rd, Wilbraham, MA last sell?

281 Three Rivers Rd, Wilbraham, MA last sold on Jan 24, 2020 for $512,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 281 Three Rivers Rd, Wilbraham, MA?

281 Three Rivers Rd, Wilbraham, MA has 3 bedrooms, 3 bathrooms, 2,227 square feet of living space and a 2.84-acre lot.

When was 281 Three Rivers Rd, Wilbraham, MA built?

281 Three Rivers Rd, Wilbraham, MA was built in 2005, making it 21 years old. It is a ranch home. The building has 1 story.

What schools serve 281 Three Rivers Rd, Wilbraham, MA?

281 Three Rivers Rd, Wilbraham, MA is assigned to Wilbraham Middle School (middle), rated B+; Mile Tree Elementary School (elementary); Minnechaug Regional High School (high), rated B+. All sit in Hampden-Wilbraham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 Three Rivers Rd, Wilbraham, MA compare to other homes in Wilbraham 01095?

Among the 5,413 homes in Wilbraham 01095, it is worth more than 94% of them ($757,702 against a typical $465,691), its price per square foot is higher than 96% of them ($340 against a typical $251), it is bigger than 70% of them (2,227 ft² against a typical 1,872 ft²), its lot is bigger than 84% of them (2.84 ac against a typical 0.76 ac) and it is newer than 92% of them (2005 against a typical 1966). Measured against all of Hampden County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Three Rivers Rd, Wilbraham, MA?

The 2025 property tax bill for 281 Three Rivers Rd, Wilbraham, MA was $12,666. The county assessed it at $708,400.

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Assigned schools

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