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Single Family ResidenceResidential
$658,908$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28103 N RIVER ESTATES DR

CHATTAROY, WA 99003
3
Beds
4
Baths
3,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$659K
$582K low$736K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,958
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$215,166
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
AMERICAN BROKERS CONDUIT · recorded Apr 10, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,950
NUMERICA CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,936 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$764,180 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$611,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$754,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$764,180

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySPOKANE
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 405 ft²Patio · 448 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chattaroy Elementary SchoolB+
Elementary · Grades PK–4 · 1.7 mi
M
Riverside Middle SchoolB+
Middle · Grades 6–8 · 3.7 mi
H
Riverside High SchoolB-
High · Grades 9–12 · 3.9 mi

District: Riverside School District

Neighborhood · ZIP 99003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,461
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,903
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28103 N River Estates Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Spokane County
  • Costs less per square foot than 87% of homes in Chattaroy 99003
  • Bigger than 93% of homes in Chattaroy 99003
  • Has a bigger lot than 89% of homes in Spokane County
  • Newer than 75% of homes in Spokane County

What homes are worth in Chattaroy 99003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.1M

This home is worth more than 68% of homes in Chattaroy 99003.

How it measures up in Chattaroy 99003

The dot is this home. The mark in the middle is the typical home in Chattaroy 99003.

Estimated value$658,908
CheaperTypical $573,431Pricier

Pricier than 68% of homes nearby

Price per ft²$195
CheaperTypical $257Pricier

Pricier than 13% of homes nearby

Living area3,374 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 93% of homes nearby

Lot size3.52 ac
SmallerTypical 7.06 acBigger

Bigger than 25% of homes nearby

Year built1999
OlderTypical 1993Newer

Newer than 67% of homes nearby

How 28103 N River Estates Dr ranks against every home in each area.
MeasureThis homeChattaroy 99003Spokane County
Estimated valuepricier than$658,90868% of homes85% of homes
Price per ft²pricier than$19513% of homes19% of homes
Living areabigger than3,374 ft²93% of homes92% of homes
Lot sizebigger than3.52 ac25% of homes89% of homes
Year builtnewer than199967% of homes75% of homes

About 28103 N River Estates Dr

How much is 28103 N River Estates Dr, Chattaroy, WA worth?

The TopHap Estimate for 28103 N River Estates Dr, Chattaroy, WA is $658,908 as of Jul 14, 2026. The likely range is $582,066 to $735,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28103 N River Estates Dr, Chattaroy, WA last sell?

28103 N River Estates Dr, Chattaroy, WA last sold on Apr 23, 1997, according to the county's recorded deed.

How big is 28103 N River Estates Dr, Chattaroy, WA?

28103 N River Estates Dr, Chattaroy, WA has 3 bedrooms, 4 bathrooms and 3,374 square feet of living space.

When was 28103 N River Estates Dr, Chattaroy, WA built?

28103 N River Estates Dr, Chattaroy, WA was built in 1999, making it 27 years old. It is a conventional home. The building has 2 stories.

What schools serve 28103 N River Estates Dr, Chattaroy, WA?

28103 N River Estates Dr, Chattaroy, WA is assigned to Chattaroy Elementary School (elementary), rated B+; Riverside Middle School (middle), rated B+; Riverside High School (high), rated B-. All sit in Riverside School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28103 N River Estates Dr, Chattaroy, WA compare to other homes in Chattaroy 99003?

Among the 2,152 homes in Chattaroy 99003, it is worth more than 68% of them ($658,908 against a typical $573,431), its price per square foot is higher than 13% of them ($195 against a typical $257), it is bigger than 93% of them (3,374 ft² against a typical 1,852 ft²), its lot is bigger than 25% of them (3.52 ac against a typical 7.06 ac) and it is newer than 67% of them (1999 against a typical 1993). Measured against all of Spokane County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28103 N River Estates Dr, Chattaroy, WA?

The 2026 property tax bill for 28103 N River Estates Dr, Chattaroy, WA was $5,936. The county assessed it at $764,180.

Closest homes

More homes in Chattaroy 99003

Assigned schools

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