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Single Family ResidenceResidential
$649,000$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026
Last sold for $525,000 on Dec 7, 2023

2822 RIVER RD

VERNON, FL 32462
2
Baths
2,795 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$649K
$591K low$707K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Dec 7, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$468,750
PENNYMAC LOAN SERVICES LLC · 6.51% 2 · recorded Jun 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,567 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$329,762 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,762
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$322,923
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,762

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.39.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 2,496 ft²Patio · 176 ft²Porch · 360 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 9.1 mi
H
Vernon High SchoolC-
High · Grades 9–12 · 10.2 mi
M
Vernon Middle SchoolC
Middle · Grades 6–8 · 10.2 mi

District: Washington County School District

Neighborhood · ZIP 32462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,093
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,908
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2822 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Vernon 32462
  • Costs more per square foot than 94% of homes in Washington County
  • Bigger than 97% of homes in Vernon 32462
  • Has a bigger lot than 95% of homes in Washington County

What homes are worth in Vernon 32462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$607K

This home is worth more than almost all homes in Vernon 32462.

How it measures up in Vernon 32462

The dot is this home. The mark in the middle is the typical home in Vernon 32462.

Estimated value$649,000
CheaperTypical $184,473Pricier

Pricier than almost all homes nearby

Price per ft²$232
CheaperTypical $137Pricier

Pricier than 89% of homes nearby

Living area2,795 ft²
SmallerTypical 1,318 ft²Bigger

Bigger than 97% of homes nearby

Lot size39 ac
SmallerTypical 2.25 acBigger

Bigger than 93% of homes nearby

Year built1991
OlderTypical 1986Newer

Newer than 58% of homes nearby

How 2822 River Rd ranks against every home in each area.
MeasureThis homeVernon 32462Washington County
Estimated valuepricier than$649,000almost all homesalmost all homes
Price per ft²pricier than$23289% of homes94% of homes
Living areabigger than2,795 ft²97% of homes96% of homes
Lot sizebigger than39 ac93% of homes95% of homes
Year builtnewer than199158% of homes52% of homes

About 2822 River Rd

How much is 2822 River Rd, Vernon, FL worth?

The TopHap Estimate for 2822 River Rd, Vernon, FL is $649,000 as of Jun 25, 2026. The likely range is $591,386 to $706,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2822 River Rd, Vernon, FL last sell?

2822 River Rd, Vernon, FL last sold on Dec 7, 2023 for $525,000, according to the county's recorded deed.

How big is 2822 River Rd, Vernon, FL?

2822 River Rd, Vernon, FL has 2 bathrooms, 2,795 square feet of living space and a 39.00-acre lot.

When was 2822 River Rd, Vernon, FL built?

2822 River Rd, Vernon, FL was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 2822 River Rd, Vernon, FL?

2822 River Rd, Vernon, FL is assigned to Vernon Elementary School (elementary), rated C-; Vernon High School (high), rated C-; Vernon Middle School (middle), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2822 River Rd, Vernon, FL compare to other homes in Vernon 32462?

Among the 1,945 homes in Vernon 32462, it is worth more than almost all of them ($649,000 against a typical $184,473), its price per square foot is higher than 89% of them ($232 against a typical $137), it is bigger than 97% of them (2,795 ft² against a typical 1,318 ft²), its lot is bigger than 93% of them (39 ac against a typical 2.25 ac) and it is newer than 58% of them (1991 against a typical 1986). Measured against all of Washington County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2822 River Rd, Vernon, FL?

The 2025 property tax bill for 2822 River Rd, Vernon, FL was $4,567. The county assessed it at $329,762.

Closest homes

More homes in Vernon 32462

Assigned schools

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