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Single Family ResidenceResidential
$189,645$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $73,900 on Oct 16, 2017

28316 W RIVER WAY

PINE CITY, MN 55063
2
Beds
1
Baths
1,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$156K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$73,900 · Oct 16, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,645
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,716
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
US BANK NA · recorded Sep 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,230 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$308,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$308,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPINE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.1.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Shed · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine City Elementary SchoolC+
Elementary · Grades KG–6 · 5.5 mi
M
Pine City Junior / Senior High SchoolB
Middle · Grades 7–12 · 5.6 mi

District: Pine City Public School District

Neighborhood · ZIP 55063These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,749
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,414
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,409
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28316 W River Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Pine City 55063
  • Bigger than 69% of homes in Pine County

What homes are worth in Pine City 55063

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$559K

This home is worth more than 43% of homes in Pine City 55063.

How it measures up in Pine City 55063

The dot is this home. The mark in the middle is the typical home in Pine City 55063.

Estimated value$189,645
CheaperTypical $207,707Pricier

Pricier than 43% of homes nearby

Price per ft²$131
CheaperTypical $170Pricier

Pricier than 22% of homes nearby

Living area1,444 ft²
SmallerTypical 1,275 ft²Bigger

Bigger than 64% of homes nearby

Lot size1.41 ac
SmallerTypical 1.43 acBigger

Bigger than 50% of homes nearby

Year built1994
OlderTypical 1985Newer

Newer than 61% of homes nearby

How 28316 W River Way ranks against every home in each area.
MeasureThis homePine City 55063Pine County
Estimated valuepricier than$189,64543% of homes50% of homes
Price per ft²pricier than$13122% of homes26% of homes
Living areabigger than1,444 ft²64% of homes69% of homes
Lot sizebigger than1.41 ac50% of homes40% of homes
Year builtnewer than199461% of homes57% of homes

About 28316 W River Way

How much is 28316 W River Way, Pine City, MN worth?

The TopHap Estimate for 28316 W River Way, Pine City, MN is $189,645 as of Jul 14, 2026. The likely range is $155,513 to $223,777. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28316 W River Way, Pine City, MN last sell?

28316 W River Way, Pine City, MN last sold on Oct 16, 2017 for $73,900, according to the county's recorded deed.

How big is 28316 W River Way, Pine City, MN?

28316 W River Way, Pine City, MN has 2 bedrooms, 1 bathrooms, 1,444 square feet of living space and a 1.41-acre lot.

When was 28316 W River Way, Pine City, MN built?

28316 W River Way, Pine City, MN was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 28316 W River Way, Pine City, MN?

28316 W River Way, Pine City, MN is assigned to Pine City Elementary School (elementary), rated C+; Pine City Junior / Senior High School (middle), rated B. All sit in Pine City Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28316 W River Way, Pine City, MN compare to other homes in Pine City 55063?

Among the 5,495 homes in Pine City 55063, it is worth more than 43% of them ($189,645 against a typical $207,707), its price per square foot is higher than 22% of them ($131 against a typical $170), it is bigger than 64% of them (1,444 ft² against a typical 1,275 ft²), its lot is bigger than 50% of them (1.41 ac against a typical 1.43 ac) and it is newer than 61% of them (1994 against a typical 1985). Measured against all of Pine County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28316 W River Way, Pine City, MN?

The 2025 property tax bill for 28316 W River Way, Pine City, MN was $2,230. The county assessed it at $308,800.

Closest homes

More homes in Pine City 55063

Assigned schools

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