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Single Family ResidenceResidential
$558,967$372 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28481 STATE RD

RICHFIELD, NC 28137
3
Beds
2
Baths
1,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$559K
$464K low$654K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$473,707
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$378,966
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,260
BRANCH BANKING & TRUST CO · E · recorded Nov 30, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,413 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,273
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,272
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,413

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.8.83
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 849 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
North Stanly High SchoolD+
High · Grades 9–12 · 4.3 mi
M
North Stanly Middle SchoolC-
Middle · Grades 6–8 · 4.3 mi

District: Stanly County Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28481 State Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Stanly County
  • Costs more per square foot than 96% of homes in Richfield 28137
  • Has a bigger lot than 91% of homes in Stanly County
  • Newer than 86% of homes in Richfield 28137

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$771K

This home is worth more than 90% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$558,967
CheaperTypical $291,138Pricier

Pricier than 90% of homes nearby

Price per ft²$372
CheaperTypical $177Pricier

Pricier than 96% of homes nearby

Living area1,502 ft²
SmallerTypical 1,611 ft²Bigger

Bigger than 41% of homes nearby

Lot size8.83 ac
SmallerTypical 2.2 acBigger

Bigger than 81% of homes nearby

Year built2007
OlderTypical 1987Newer

Newer than 86% of homes nearby

How 28481 State Rd ranks against every home in each area.
MeasureThis homeRichfield 28137Stanly County
Estimated valuepricier than$558,96790% of homes91% of homes
Price per ft²pricier than$37296% of homes96% of homes
Living areabigger than1,502 ft²41% of homes47% of homes
Lot sizebigger than8.83 ac81% of homes91% of homes
Year builtnewer than200786% of homes86% of homes

About 28481 State Rd

How much is 28481 State Rd, Richfield, NC worth?

The TopHap Estimate for 28481 State Rd, Richfield, NC is $558,967 as of Jul 14, 2026. The likely range is $463,983 to $653,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28481 State Rd, Richfield, NC last sell?

28481 State Rd, Richfield, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28481 State Rd, Richfield, NC?

28481 State Rd, Richfield, NC has 3 bedrooms, 2 bathrooms, 1,502 square feet of living space and a 8.83-acre lot.

When was 28481 State Rd, Richfield, NC built?

28481 State Rd, Richfield, NC was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 28481 State Rd, Richfield, NC?

28481 State Rd, Richfield, NC is assigned to Richfield Elementary School (elementary), rated A-; North Stanly High School (high), rated D+; North Stanly Middle School (middle), rated C-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28481 State Rd, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 90% of them ($558,967 against a typical $291,138), its price per square foot is higher than 96% of them ($372 against a typical $177), it is bigger than 41% of them (1,502 ft² against a typical 1,611 ft²), its lot is bigger than 81% of them (8.83 ac against a typical 2.2 ac) and it is newer than 86% of them (2007 against a typical 1987). Measured against all of Stanly County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28481 State Rd, Richfield, NC?

The 2025 property tax bill for 28481 State Rd, Richfield, NC was $1,875. The county assessed it at $307,413.

Closest homes

More homes in Richfield 28137

Assigned schools

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