Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$204,022$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2849 STATE ROUTE 10

SUMMIT, NY 12175
2
Beds
1
Baths
2,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$204K
$183K low$226K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,987
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,790
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,035
SUMMIT TOWN OF · recorded Oct 21, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,387 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,597

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 6.0 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,238
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2849 State Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Summit 12175
  • Costs less per square foot than 96% of homes in Summit 12175
  • Bigger than 98% of homes in Summit 12175
  • Has a smaller lot than 86% of homes in Summit 12175
  • Older than 85% of homes in Summit 12175

What homes are worth in Summit 12175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$580K

This home is worth more than 33% of homes in Summit 12175.

How it measures up in Summit 12175

The dot is this home. The mark in the middle is the typical home in Summit 12175.

Estimated value$204,022
CheaperTypical $245,525Pricier

Pricier than 33% of homes nearby

Price per ft²$79
CheaperTypical $181Pricier

Pricier than 4% of homes nearby

Living area2,578 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.48 ac
SmallerTypical 5.06 acBigger

Bigger than 14% of homes nearby

Year built1927
OlderTypical 1980Newer

Newer than 15% of homes nearby

How 2849 State Route 10 ranks against every home in each area.
MeasureThis homeSummit 12175Schoharie County
Estimated valuepricier than$204,02233% of homes34% of homes
Price per ft²pricier than$794% of homes6% of homes
Living areabigger than2,578 ft²98% of homes90% of homes
Lot sizebigger than0.48 ac14% of homes15% of homes
Year builtnewer than192715% of homes29% of homes

About 2849 State Route 10

How much is 2849 State Route 10, Summit, NY worth?

The TopHap Estimate for 2849 State Route 10, Summit, NY is $204,022 as of Jul 14, 2026. The likely range is $182,509 to $225,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2849 State Route 10, Summit, NY last sell?

2849 State Route 10, Summit, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2849 State Route 10, Summit, NY?

2849 State Route 10, Summit, NY has 2 bedrooms, 1 bathrooms, 2,578 square feet of living space and a 0.48-acre lot.

When was 2849 State Route 10, Summit, NY built?

2849 State Route 10, Summit, NY was built in 1927, making it 99 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 2849 State Route 10, Summit, NY?

2849 State Route 10, Summit, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2849 State Route 10, Summit, NY compare to other homes in Summit 12175?

Among the 652 homes in Summit 12175, it is worth more than 33% of them ($204,022 against a typical $245,525), its price per square foot is higher than 4% of them ($79 against a typical $181), it is bigger than 98% of them (2,578 ft² against a typical 1,216 ft²), its lot is bigger than 14% of them (0.48 ac against a typical 5.06 ac) and it is newer than 15% of them (1927 against a typical 1980). Measured against all of Schoharie County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2849 State Route 10, Summit, NY?

The 2025 property tax bill for 2849 State Route 10, Summit, NY was $3,387. The county assessed it at $51,050.

Closest homes

More homes in Summit 12175

Assigned schools

Explore the area

See this home in context

Open 2849 State Route 10 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map