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Single Family ResidenceResidential
$248,851$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $217,500 on Feb 6, 2023

2998 STATE ROUTE 10

SUMMIT, NY 12175
4
Beds
3
Baths
2,443 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$249K
$230K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$217,500 · Feb 6, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,226
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,781
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$206,625
COMMUNITY BANK NA · P · recorded Feb 6, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,312

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.66
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 5.3 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,238
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2998 State Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Summit 12175
  • Bigger than 95% of homes in Summit 12175
  • Has a smaller lot than 81% of homes in Summit 12175
  • Newer than 87% of homes in Schoharie County

What homes are worth in Summit 12175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$600K

This home is worth more than 51% of homes in Summit 12175.

How it measures up in Summit 12175

The dot is this home. The mark in the middle is the typical home in Summit 12175.

Estimated value$248,851
CheaperTypical $246,410Pricier

Pricier than 51% of homes nearby

Price per ft²$102
CheaperTypical $181Pricier

Pricier than 7% of homes nearby

Living area2,443 ft²
SmallerTypical 1,224 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.66 ac
SmallerTypical 5.06 acBigger

Bigger than 19% of homes nearby

Year built2000
OlderTypical 1980Newer

Newer than 83% of homes nearby

How 2998 State Route 10 ranks against every home in each area.
MeasureThis homeSummit 12175Schoharie County
Estimated valuepricier than$248,85151% of homes51% of homes
Price per ft²pricier than$1027% of homes14% of homes
Living areabigger than2,443 ft²95% of homes88% of homes
Lot sizebigger than0.66 ac19% of homes21% of homes
Year builtnewer than200083% of homes87% of homes

About 2998 State Route 10

How much is 2998 State Route 10, Summit, NY worth?

The TopHap Estimate for 2998 State Route 10, Summit, NY is $248,851 as of Jul 14, 2026. The likely range is $230,052 to $267,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2998 State Route 10, Summit, NY last sell?

2998 State Route 10, Summit, NY last sold on Feb 6, 2023 for $217,500, according to the county's recorded deed.

How big is 2998 State Route 10, Summit, NY?

2998 State Route 10, Summit, NY has 4 bedrooms, 3 bathrooms, 2,443 square feet of living space and a 0.66-acre lot.

When was 2998 State Route 10, Summit, NY built?

2998 State Route 10, Summit, NY was built in 2000, making it 26 years old. It is a modular home. The building has 1 story.

What schools serve 2998 State Route 10, Summit, NY?

2998 State Route 10, Summit, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2998 State Route 10, Summit, NY compare to other homes in Summit 12175?

Among the 652 homes in Summit 12175, it is worth more than 51% of them ($248,851 against a typical $246,410), its price per square foot is higher than 7% of them ($102 against a typical $181), it is bigger than 95% of them (2,443 ft² against a typical 1,224 ft²), its lot is bigger than 19% of them (0.66 ac against a typical 5.06 ac) and it is newer than 83% of them (2000 against a typical 1980). Measured against all of Schoharie County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2998 State Route 10, Summit, NY?

The 2025 property tax bill for 2998 State Route 10, Summit, NY was $4,073. The county assessed it at $64,800.

Closest homes

More homes in Summit 12175

Assigned schools

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