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Single Family ResidenceResidential
$421,229$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $265,000 on Feb 28, 2006

286 RICHARDS FERRY RD

FREDERICKSBURG, VA 22406
2
Beds
1
Baths
1,702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$421K
$398K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Feb 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,248 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStafford
Lot (acres)The size of the land the home sits on, from county records.1.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Oil
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 438 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartwood Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi
M
T. Benton Gayle Middle SchoolB-
Middle · Grades 6–8 · 5.2 mi
H
Mountain View High SchoolA-
High · Grades 9–12 · 6.9 mi

District: Stafford County Public Schools

Neighborhood · ZIP 22406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.412 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,401
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Richards Ferry Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Fredericksburg 22406
  • Smaller than 67% of homes in Fredericksburg 22406
  • Has a bigger lot than 76% of homes in Stafford County
  • Older than 95% of homes in Fredericksburg 22406

What homes are worth in Fredericksburg 22406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$327K$1M

This home is worth more than 18% of homes in Fredericksburg 22406.

How it measures up in Fredericksburg 22406

The dot is this home. The mark in the middle is the typical home in Fredericksburg 22406.

Estimated value$421,229
CheaperTypical $563,582Pricier

Pricier than 18% of homes nearby

Price per ft²$247
CheaperTypical $256Pricier

Pricier than 44% of homes nearby

Living area1,702 ft²
SmallerTypical 2,310 ft²Bigger

Bigger than 33% of homes nearby

Lot size1.15 ac
SmallerTypical 1 acBigger

Bigger than 55% of homes nearby

Year built1958
OlderTypical 2003Newer

Newer than 5% of homes nearby

How 286 Richards Ferry Rd ranks against every home in each area.
MeasureThis homeFredericksburg 22406Stafford County
Estimated valuepricier than$421,22918% of homes24% of homes
Price per ft²pricier than$24744% of homes45% of homes
Living areabigger than1,702 ft²33% of homes36% of homes
Lot sizebigger than1.15 ac55% of homes76% of homes
Year builtnewer than19585% of homes5% of homes

About 286 Richards Ferry Rd

How much is 286 Richards Ferry Rd, Fredericksburg, VA worth?

The TopHap Estimate for 286 Richards Ferry Rd, Fredericksburg, VA is $421,229 as of Sep 24, 2026. The likely range is $397,694 to $444,764. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Richards Ferry Rd, Fredericksburg, VA last sell?

286 Richards Ferry Rd, Fredericksburg, VA last sold on Feb 28, 2006 for $265,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 286 Richards Ferry Rd, Fredericksburg, VA?

286 Richards Ferry Rd, Fredericksburg, VA has 2 bedrooms, 1 bathrooms, 1,702 square feet of living space and a 1.15-acre lot.

When was 286 Richards Ferry Rd, Fredericksburg, VA built?

286 Richards Ferry Rd, Fredericksburg, VA was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 286 Richards Ferry Rd, Fredericksburg, VA?

286 Richards Ferry Rd, Fredericksburg, VA is assigned to Hartwood Elementary School (elementary), rated A; T. Benton Gayle Middle School (middle), rated B-; Mountain View High School (high), rated A-. All sit in Stafford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Richards Ferry Rd, Fredericksburg, VA compare to other homes in Fredericksburg 22406?

Among the 8,852 homes in Fredericksburg 22406, it is worth more than 18% of them ($421,229 against a typical $563,582), its price per square foot is higher than 44% of them ($247 against a typical $256), it is bigger than 33% of them (1,702 ft² against a typical 2,310 ft²), its lot is bigger than 55% of them (1.15 ac against a typical 1 ac) and it is newer than 5% of them (1958 against a typical 2003). Measured against all of Stafford County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Richards Ferry Rd, Fredericksburg, VA?

The 2025 property tax bill for 286 Richards Ferry Rd, Fredericksburg, VA was $3,248. The county assessed it at $346,800.

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