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Single Family ResidentialResidential
$369,484$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

286 ROSA ST

HILLSBORO, NM 88042
4
Beds
2
Baths
2,506 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$369K
$334K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,284
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,627
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,200
BETTER MORTGAGE CORPORATION · recorded Jun 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,376 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,692 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,344
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,348
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,076

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
90
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySierra
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arrey Elementary SchoolC+
Elementary · Grades PK–5 · 15.4 mi
M
T or C Middle SchoolC-
Middle · Grades 6–8 · 24.4 mi
H
Hot Springs High SchoolC+
High · Grades 9–12 · 24.4 mi

District: Truth or Consequences Schools

Neighborhood · ZIP 88042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,945
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,330
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Rosa St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Sierra County
  • Costs less per square foot than 79% of homes in Hillsboro 88042
  • Bigger than 90% of homes in Sierra County
  • Older than 78% of homes in Sierra County

What homes are worth in Hillsboro 88042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$768K

This home is worth more than 73% of homes in Hillsboro 88042.

How it measures up in Hillsboro 88042

The dot is this home. The mark in the middle is the typical home in Hillsboro 88042.

Estimated value$369,484
CheaperTypical $270,426Pricier

Pricier than 73% of homes nearby

Price per ft²$147
CheaperTypical $195Pricier

Pricier than 21% of homes nearby

Living area2,506 ft²
SmallerTypical 1,611 ft²Bigger

Bigger than 86% of homes nearby

Year built1940
OlderTypical 1968Newer

Newer than 40% of homes nearby

How 286 Rosa St ranks against every home in each area.
MeasureThis homeHillsboro 88042Sierra County
Estimated valuepricier than$369,48473% of homes92% of homes
Price per ft²pricier than$14721% of homes52% of homes
Living areabigger than2,506 ft²86% of homes90% of homes
Year builtnewer than194040% of homes22% of homes

About 286 Rosa St

How much is 286 Rosa St, Hillsboro, NM worth?

The TopHap Estimate for 286 Rosa St, Hillsboro, NM is $369,484 as of Jul 14, 2026. The likely range is $334,065 to $404,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Rosa St, Hillsboro, NM last sell?

286 Rosa St, Hillsboro, NM last sold on May 4, 2020, according to the county's recorded deed.

How big is 286 Rosa St, Hillsboro, NM?

286 Rosa St, Hillsboro, NM has 4 bedrooms, 2 bathrooms and 2,506 square feet of living space.

When was 286 Rosa St, Hillsboro, NM built?

286 Rosa St, Hillsboro, NM was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 286 Rosa St, Hillsboro, NM?

286 Rosa St, Hillsboro, NM is assigned to Arrey Elementary School (elementary), rated C+; T or C Middle School (middle), rated C-; Hot Springs High School (high), rated C+. All sit in Truth or Consequences Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Rosa St, Hillsboro, NM compare to other homes in Hillsboro 88042?

Among the 304 homes in Hillsboro 88042, it is worth more than 73% of them ($369,484 against a typical $270,426), its price per square foot is higher than 21% of them ($147 against a typical $195), it is bigger than 86% of them (2,506 ft² against a typical 1,611 ft²) and it is newer than 40% of them (1940 against a typical 1968). Measured against all of Sierra County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Rosa St, Hillsboro, NM?

The 2025 property tax bill for 286 Rosa St, Hillsboro, NM was $1,376. The county assessed it at $55,692.

Closest homes

More homes in Hillsboro 88042

Assigned schools

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