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Single Family ResidenceResidential
$357,413$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $308,000 on Jun 1, 2022

286 TIMBER TOP XING SE

CLEVELAND, TN 37323
3
Beds
2
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$357K
$352K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$308,000 · Jun 1, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$87,913
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$269,500
CADENCE BANK NA · 4.75% 1 · recorded Jun 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,102 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,950 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterville Community Elementary SchoolC
Elementary · Grades PK–5 · 1.7 mi
M
Lake Forest Middle SchoolC-
Middle · Grades 6–8 · 3.2 mi
H
Bradley Central High SchoolC-
High · Grades 9–12 · 5.0 mi

District: Bradley County School District

Neighborhood · ZIP 37323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.33,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,305
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Timber Top Xing Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Cleveland 37323
  • Costs more per square foot than 76% of homes in Bradley County
  • Bigger than 69% of homes in Cleveland 37323
  • Has a bigger lot than 66% of homes in Bradley County
  • Newer than 97% of homes in Cleveland 37323

What homes are worth in Cleveland 37323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$665K

This home is worth more than 77% of homes in Cleveland 37323.

How it measures up in Cleveland 37323

The dot is this home. The mark in the middle is the typical home in Cleveland 37323.

Estimated value$357,413
CheaperTypical $266,417Pricier

Pricier than 77% of homes nearby

Price per ft²$215
CheaperTypical $189Pricier

Pricier than 75% of homes nearby

Living area1,664 ft²
SmallerTypical 1,387 ft²Bigger

Bigger than 69% of homes nearby

Lot size1 ac
SmallerTypical 0.76 acBigger

Bigger than 61% of homes nearby

Year built2020
OlderTypical 1987Newer

Newer than 97% of homes nearby

How 286 Timber Top Xing Se ranks against every home in each area.
MeasureThis homeCleveland 37323Bradley County
Estimated valuepricier than$357,41377% of homes69% of homes
Price per ft²pricier than$21575% of homes76% of homes
Living areabigger than1,664 ft²69% of homes60% of homes
Lot sizebigger than1 ac61% of homes66% of homes
Year builtnewer than202097% of homes95% of homes

About 286 Timber Top Xing Se

How much is 286 Timber Top Xing Se, Cleveland, TN worth?

The TopHap Estimate for 286 Timber Top Xing Se, Cleveland, TN is $357,413 as of Jul 14, 2026. The likely range is $351,598 to $363,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Timber Top Xing Se, Cleveland, TN last sell?

286 Timber Top Xing Se, Cleveland, TN last sold on Jun 1, 2022 for $308,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 286 Timber Top Xing Se, Cleveland, TN?

286 Timber Top Xing Se, Cleveland, TN has 3 bedrooms, 2 bathrooms and 1,664 square feet of living space.

When was 286 Timber Top Xing Se, Cleveland, TN built?

286 Timber Top Xing Se, Cleveland, TN was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 286 Timber Top Xing Se, Cleveland, TN?

286 Timber Top Xing Se, Cleveland, TN is assigned to Waterville Community Elementary School (elementary), rated C; Lake Forest Middle School (middle), rated C-; Bradley Central High School (high), rated C-. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Timber Top Xing Se, Cleveland, TN compare to other homes in Cleveland 37323?

Among the 12,690 homes in Cleveland 37323, it is worth more than 77% of them ($357,413 against a typical $266,417), its price per square foot is higher than 75% of them ($215 against a typical $189), it is bigger than 69% of them (1,664 ft² against a typical 1,387 ft²), its lot is bigger than 61% of them (1 ac against a typical 0.76 ac) and it is newer than 97% of them (2020 against a typical 1987). Measured against all of Bradley County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Timber Top Xing Se, Cleveland, TN?

The 2024 property tax bill for 286 Timber Top Xing Se, Cleveland, TN was $1,102. The county assessed it at $61,950.

Closest homes

More homes in Cleveland 37323

Assigned schools

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