Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$404,363$613 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 44How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Feb 19, 2025

287 THOMAS BLUFF RD NE

ROME, GA 30161
1
Baths
660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$404K
$180K low$629K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Feb 19, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,363
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,490
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
NEAL MICHAEL R · recorded Feb 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,468 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,742 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,072
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,936
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,856

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFLOYD
Lot (acres)The size of the land the home sits on, from county records.40.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 2,029 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Model High SchoolA-
High · Grades 9–12 · 4.8 mi
E
Model Elementary SchoolB+
Elementary · Grades PK–5 · 5.0 mi
M
Model Middle SchoolB+
Middle · Grades 6–8 · 5.0 mi

District: Floyd County School District

Neighborhood · ZIP 30161These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.36,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

287 Thomas Bluff Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Floyd County
  • Among the highest price per square foot in Floyd County
  • Among the smallest homes in Floyd County
  • Among the largest lots in Rome 30161
  • Newer than 89% of homes in Rome 30161

What homes are worth in Rome 30161

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$820K

This home is worth more than 84% of homes in Rome 30161.

How it measures up in Rome 30161

The dot is this home. The mark in the middle is the typical home in Rome 30161.

Estimated value$404,363
CheaperTypical $206,658Pricier

Pricier than 84% of homes nearby

Price per ft²$613
CheaperTypical $138Pricier

Pricier than almost all homes nearby

Living area660 ft²
SmallerTypical 1,502 ft²Bigger

Bigger than 2% of homes nearby

Lot size40.34 ac
SmallerTypical 0.44 acBigger

Bigger than almost all homes nearby

Year built2004
OlderTypical 1963Newer

Newer than 89% of homes nearby

How 287 Thomas Bluff Rd Ne ranks against every home in each area.
MeasureThis homeRome 30161Floyd County
Estimated valuepricier than$404,36384% of homes86% of homes
Price per ft²pricier than$613almost all homesalmost all homes
Living areabigger than660 ft²2% of homesalmost no homes
Lot sizebigger than40.34 acalmost all homesalmost all homes
Year builtnewer than200489% of homes88% of homes

About 287 Thomas Bluff Rd Ne

How much is 287 Thomas Bluff Rd Ne, Rome, GA worth?

The TopHap Estimate for 287 Thomas Bluff Rd Ne, Rome, GA is $404,363 as of Jul 14, 2026. The likely range is $179,762 to $628,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 287 Thomas Bluff Rd Ne, Rome, GA last sell?

287 Thomas Bluff Rd Ne, Rome, GA last sold on Feb 19, 2025 for $400,000, according to the county's recorded deed.

How big is 287 Thomas Bluff Rd Ne, Rome, GA?

287 Thomas Bluff Rd Ne, Rome, GA has 1 bathrooms, 660 square feet of living space and a 40.34-acre lot.

When was 287 Thomas Bluff Rd Ne, Rome, GA built?

287 Thomas Bluff Rd Ne, Rome, GA was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 287 Thomas Bluff Rd Ne, Rome, GA?

287 Thomas Bluff Rd Ne, Rome, GA is assigned to Model High School (high), rated A-; Model Elementary School (elementary), rated B+; Model Middle School (middle), rated B+. All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 287 Thomas Bluff Rd Ne, Rome, GA compare to other homes in Rome 30161?

Among the 13,010 homes in Rome 30161, it is worth more than 84% of them ($404,363 against a typical $206,658), its price per square foot is higher than almost all of them ($613 against a typical $138), it is bigger than 2% of them (660 ft² against a typical 1,502 ft²), its lot is bigger than almost all of them (40.34 ac against a typical 0.44 ac) and it is newer than 89% of them (2004 against a typical 1963). Measured against all of Floyd County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 287 Thomas Bluff Rd Ne, Rome, GA?

The 2025 property tax bill for 287 Thomas Bluff Rd Ne, Rome, GA was $4,468. The county assessed it at $210,742.

Closest homes

More homes in Rome 30161

Assigned schools

Explore the area

See this home in context

Open 287 Thomas Bluff Rd Ne on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map