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Rural ResidenceResidential
$336,706$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2870 TERRACE RD

RUSSELL, IA 50238
4
Beds
2
Baths
2,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$337K
$268K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.253%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$708,000
FARM CREDIT SERVICES OF AMERICA ACA · recorded Mar 22, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,844 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$238,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.39.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 180 ft²Porch · 244 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wayne Community Jr-Sr High SchoolB-
Middle · Grades 7–12 · 9.4 mi
E
Wayne Elementary SchoolB+
Elementary · Grades PK–6 · 9.7 mi

District: Wayne Community School District

Neighborhood · ZIP 50238These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,592
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2870 Terrace Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Russell 50238
  • Costs more per square foot than 69% of homes in Wayne County
  • Bigger than 96% of homes in Russell 50238
  • Has a bigger lot than 98% of homes in Wayne County
  • Older than 84% of homes in Wayne County

What homes are worth in Russell 50238

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$464K

This home is worth more than 93% of homes in Russell 50238.

How it measures up in Russell 50238

The dot is this home. The mark in the middle is the typical home in Russell 50238.

Estimated value$336,706
CheaperTypical $152,313Pricier

Pricier than 93% of homes nearby

Price per ft²$131
CheaperTypical $118Pricier

Pricier than 58% of homes nearby

Living area2,572 ft²
SmallerTypical 1,338 ft²Bigger

Bigger than 96% of homes nearby

Lot size39 ac
SmallerTypical 1.83 acBigger

Bigger than 94% of homes nearby

Year built1900
OlderTypical 1963Newer

Newer than 33% of homes nearby

How 2870 Terrace Rd ranks against every home in each area.
MeasureThis homeRussell 50238Wayne County
Estimated valuepricier than$336,70693% of homes91% of homes
Price per ft²pricier than$13158% of homes69% of homes
Living areabigger than2,572 ft²96% of homes93% of homes
Lot sizebigger than39 ac94% of homes98% of homes
Year builtnewer than190033% of homes16% of homes

About 2870 Terrace Rd

How much is 2870 Terrace Rd, Russell, IA worth?

The TopHap Estimate for 2870 Terrace Rd, Russell, IA is $336,706 as of Jul 14, 2026. The likely range is $267,999 to $405,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2870 Terrace Rd, Russell, IA last sell?

2870 Terrace Rd, Russell, IA last sold on Sep 8, 2010, according to the county's recorded deed.

How big is 2870 Terrace Rd, Russell, IA?

2870 Terrace Rd, Russell, IA has 4 bedrooms, 2 bathrooms, 2,572 square feet of living space and a 39.00-acre lot.

When was 2870 Terrace Rd, Russell, IA built?

2870 Terrace Rd, Russell, IA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 2870 Terrace Rd, Russell, IA?

2870 Terrace Rd, Russell, IA is assigned to Wayne Community Jr-Sr High School (middle), rated B-; Wayne Elementary School (elementary), rated B+. All sit in Wayne Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2870 Terrace Rd, Russell, IA compare to other homes in Russell 50238?

Among the 617 homes in Russell 50238, it is worth more than 93% of them ($336,706 against a typical $152,313), its price per square foot is higher than 58% of them ($131 against a typical $118), it is bigger than 96% of them (2,572 ft² against a typical 1,338 ft²), its lot is bigger than 94% of them (39 ac against a typical 1.83 ac) and it is newer than 33% of them (1900 against a typical 1963). Measured against all of Wayne County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2870 Terrace Rd, Russell, IA?

The 2024 property tax bill for 2870 Terrace Rd, Russell, IA was $2,844. The county assessed it at $238,700.

Closest homes

More homes in Russell 50238

Assigned schools

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