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Single Family ResidenceResidential
$1,598,498$548 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,500,000 on Sep 30, 2024

28970 RIVER DR

CLARK, CO 80428
4
Beds
4
Baths
2,918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.3M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,500,000 · Sep 30, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,198,498
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$958,798
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
MOUNTAIN VALLEY BANK · 6.53% · recorded Jun 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,656 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,237,820

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyROUTT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.07
HeatingThe type of heating system in the home.Space
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sleeping Giant SchoolB+
Elementary · Grades KG–8 · 15.4 mi
H
Steamboat Springs High SchoolB+
High · Grades 9–12 · 17.1 mi

District: Steamboat Springs School District Re-2

Neighborhood · ZIP 80428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.632
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,393
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,453
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28970 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Clark 80428
  • Costs less per square foot than 78% of homes in Routt County
  • Bigger than 85% of homes in Clark 80428
  • Has a bigger lot than 67% of homes in Routt County
  • Older than 79% of homes in Clark 80428

What homes are worth in Clark 80428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$3.6M

This home is worth more than 78% of homes in Clark 80428.

How it measures up in Clark 80428

The dot is this home. The mark in the middle is the typical home in Clark 80428.

Estimated value$1,598,498
CheaperTypical $970,782Pricier

Pricier than 78% of homes nearby

Price per ft²$548
CheaperTypical $552Pricier

Pricier than 49% of homes nearby

Living area2,918 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 85% of homes nearby

Lot size1.07 ac
SmallerTypical 3.12 acBigger

Bigger than 35% of homes nearby

Year built1976
OlderTypical 1994Newer

Newer than 21% of homes nearby

How 28970 River Dr ranks against every home in each area.
MeasureThis homeClark 80428Routt County
Estimated valuepricier than$1,598,49878% of homes66% of homes
Price per ft²pricier than$54849% of homes22% of homes
Living areabigger than2,918 ft²85% of homes84% of homes
Lot sizebigger than1.07 ac35% of homes67% of homes
Year builtnewer than197621% of homes25% of homes

About 28970 River Dr

How much is 28970 River Dr, Clark, CO worth?

The TopHap Estimate for 28970 River Dr, Clark, CO is $1,598,498 as of Jul 14, 2026. The likely range is $1,334,584 to $1,862,412. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28970 River Dr, Clark, CO last sell?

28970 River Dr, Clark, CO last sold on Sep 30, 2024 for $1,500,000, according to the county's recorded deed.

How big is 28970 River Dr, Clark, CO?

28970 River Dr, Clark, CO has 4 bedrooms, 4 bathrooms, 2,918 square feet of living space and a 1.07-acre lot.

When was 28970 River Dr, Clark, CO built?

28970 River Dr, Clark, CO was built in 1976, making it 50 years old. It is a contemporary home. The building has 2 stories.

What schools serve 28970 River Dr, Clark, CO?

28970 River Dr, Clark, CO is assigned to Sleeping Giant School (elementary), rated B+; Steamboat Springs High School (high), rated B+. All sit in Steamboat Springs School District Re-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28970 River Dr, Clark, CO compare to other homes in Clark 80428?

Among the 695 homes in Clark 80428, it is worth more than 78% of them ($1,598,498 against a typical $970,782), its price per square foot is higher than 49% of them ($548 against a typical $552), it is bigger than 85% of them (2,918 ft² against a typical 1,784 ft²), its lot is bigger than 35% of them (1.07 ac against a typical 3.12 ac) and it is newer than 21% of them (1976 against a typical 1994). Measured against all of Routt County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28970 River Dr, Clark, CO?

The 2025 property tax bill for 28970 River Dr, Clark, CO was $3,656. The county assessed it at $87,270.

Closest homes

More homes in Clark 80428

Assigned schools

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