Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,433,675$511 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

29 WATER ST

DAMARISCOTTA, ME 04543
3
Beds
1.5
Baths
2,804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$864K low$2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$593,675
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$474,940
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$840,000
UNITED STATES TRUST COMPANY NATIONAL ASS · recorded Sep 25, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,306 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$822,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$388,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$434,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,196,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.107 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyLINCOLN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.2.18
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Great Salt Bay Community SchoolA-
Elementary · Grades PK–8 · 1.4 mi

District: Great Salt Bay Community School District

Neighborhood · ZIP 04543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,712
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

29 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Damariscotta 04543
  • Costs more per square foot than 93% of homes in Damariscotta
  • Bigger than 93% of homes in Lincoln County
  • Has a bigger lot than 79% of homes in Damariscotta
  • Older than 91% of homes in Damariscotta 04543

What homes are worth in Damariscotta 04543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$191K$1.2M

This home is worth more than almost all homes in Damariscotta 04543.

How it measures up in Damariscotta 04543

The dot is this home. The mark in the middle is the typical home in Damariscotta 04543.

Estimated value$1,433,675
CheaperTypical $425,250Pricier

Pricier than almost all homes nearby

Price per ft²$511
CheaperTypical $274Pricier

Pricier than 93% of homes nearby

Living area2,804 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.18 ac
SmallerTypical 1.6 acBigger

Bigger than 66% of homes nearby

Year built1860
OlderTypical 1977Newer

Newer than 9% of homes nearby

How 29 Water St ranks against every home in each area.
MeasureThis homeDamariscottaDamariscotta 04543Lincoln County
Estimated valuepricier than$1,433,67598% of homesalmost all homes97% of homes
Price per ft²pricier than$51193% of homes93% of homes80% of homes
Living areabigger than2,804 ft²85% of homes89% of homes93% of homes
Lot sizebigger than2.18 ac79% of homes66% of homes55% of homes
Year builtnewer than186018% of homes9% of homes9% of homes

About 29 Water St

How much is 29 Water St, Damariscotta, ME worth?

The TopHap Estimate for 29 Water St, Damariscotta, ME is $1,433,675 as of Jul 14, 2026. The likely range is $864,441 to $2,002,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 29 Water St, Damariscotta, ME last sell?

29 Water St, Damariscotta, ME last sold on Dec 11, 2006, according to the county's recorded deed.

How big is 29 Water St, Damariscotta, ME?

29 Water St, Damariscotta, ME has 3 bedrooms, 1.5 bathrooms, 2,804 square feet of living space and a 2.18-acre lot.

When was 29 Water St, Damariscotta, ME built?

29 Water St, Damariscotta, ME was built in 1860, making it 166 years old. It is a split level home.

What schools serve 29 Water St, Damariscotta, ME?

29 Water St, Damariscotta, ME is assigned to Great Salt Bay Community School (elementary), rated A-. All sit in Great Salt Bay Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 29 Water St, Damariscotta, ME compare to other homes in Damariscotta 04543?

Among the 1,076 homes in Damariscotta 04543, it is worth more than almost all of them ($1,433,675 against a typical $425,250), its price per square foot is higher than 93% of them ($511 against a typical $274), it is bigger than 89% of them (2,804 ft² against a typical 1,670 ft²), its lot is bigger than 66% of them (2.18 ac against a typical 1.6 ac) and it is newer than 9% of them (1860 against a typical 1977). Measured against all of Lincoln County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 29 Water St, Damariscotta, ME?

The 2025 property tax bill for 29 Water St, Damariscotta, ME was $17,306. The county assessed it at $822,900.

Closest homes

More homes in Damariscotta 04543

Assigned schools

Explore the area

See this home in context

Open 29 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map