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Single Family ResidenceResidential
$1,183,729$384 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31 WATER ST

DAMARISCOTTA, ME 04543
5
Beds
2.5
Baths
3,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$785K low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$753,082
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$602,466
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$355,000
J P MORGAN CHASE BANK · recorded Nov 7, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,647
KEY BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,157 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$578,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$233,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,257,895

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Great Salt Bay Community SchoolA-
Elementary · Grades PK–8 · 1.4 mi

District: Great Salt Bay Community School District

Neighborhood · ZIP 04543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,712
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Damariscotta 04543
  • Costs more per square foot than 81% of homes in Damariscotta
  • Bigger than 95% of homes in Lincoln County
  • Has a smaller lot than 84% of homes in Lincoln County
  • Older than 86% of homes in Damariscotta 04543

What homes are worth in Damariscotta 04543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$191K$1.2M

This home is worth more than 98% of homes in Damariscotta 04543.

How it measures up in Damariscotta 04543

The dot is this home. The mark in the middle is the typical home in Damariscotta 04543.

Estimated value$1,183,729
CheaperTypical $425,250Pricier

Pricier than 98% of homes nearby

Price per ft²$384
CheaperTypical $274Pricier

Pricier than 81% of homes nearby

Living area3,080 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.51 ac
SmallerTypical 1.6 acBigger

Bigger than 20% of homes nearby

Year built1904
OlderTypical 1977Newer

Newer than 14% of homes nearby

How 31 Water St ranks against every home in each area.
MeasureThis homeDamariscottaDamariscotta 04543Lincoln County
Estimated valuepricier than$1,183,72996% of homes98% of homes96% of homes
Price per ft²pricier than$38481% of homes81% of homes65% of homes
Living areabigger than3,080 ft²89% of homes93% of homes95% of homes
Lot sizebigger than0.51 ac33% of homes20% of homes16% of homes
Year builtnewer than190427% of homes14% of homes17% of homes

About 31 Water St

How much is 31 Water St, Damariscotta, ME worth?

The TopHap Estimate for 31 Water St, Damariscotta, ME is $1,183,729 as of Jul 14, 2026. The likely range is $784,640 to $1,582,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Water St, Damariscotta, ME last sell?

31 Water St, Damariscotta, ME last sold on Nov 19, 2014, according to the county's recorded deed.

How big is 31 Water St, Damariscotta, ME?

31 Water St, Damariscotta, ME has 5 bedrooms, 2.5 bathrooms, 3,080 square feet of living space and a 0.51-acre lot.

When was 31 Water St, Damariscotta, ME built?

31 Water St, Damariscotta, ME was built in 1904, making it 122 years old. It is a colonial home. The building has 2 stories.

What schools serve 31 Water St, Damariscotta, ME?

31 Water St, Damariscotta, ME is assigned to Great Salt Bay Community School (elementary), rated A-. All sit in Great Salt Bay Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Water St, Damariscotta, ME compare to other homes in Damariscotta 04543?

Among the 1,076 homes in Damariscotta 04543, it is worth more than 98% of them ($1,183,729 against a typical $425,250), its price per square foot is higher than 81% of them ($384 against a typical $274), it is bigger than 93% of them (3,080 ft² against a typical 1,670 ft²), its lot is bigger than 20% of them (0.51 ac against a typical 1.6 ac) and it is newer than 14% of them (1904 against a typical 1977). Measured against all of Lincoln County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Water St, Damariscotta, ME?

The 2025 property tax bill for 31 Water St, Damariscotta, ME was $12,157. The county assessed it at $578,100.

Closest homes

More homes in Damariscotta 04543

Assigned schools

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