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Single Family ResidenceResidential
$141,420$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $35,000 on Jan 11, 2022

2903 E 5TH ST

PANAMA CITY, FL 32401
4
Beds
2
Baths
1,393 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$141K
$106K low$177K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Jan 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$612 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,713 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,886
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,553

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 105 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rutherford High SchoolD-
Middle · Grades 6–12 · 0.8 mi
E
Cedar Grove Elementary SchoolF
Elementary · Grades PK–5 · 1.2 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2903 E 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Bay County
  • Costs less per square foot than 98% of homes in Bay County
  • Bigger than 68% of homes in Millville
  • Older than 97% of homes in Bay County

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$985K

This home is worth more than 27% of homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$141,420
CheaperTypical $187,018Pricier

Pricier than 27% of homes nearby

Price per ft²$102
CheaperTypical $146Pricier

Pricier than 19% of homes nearby

Living area1,393 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.24 ac
SmallerTypical 0.22 acBigger

Bigger than 56% of homes nearby

Year built1944
OlderTypical 1955Newer

Newer than 23% of homes nearby

How 2903 E 5th St ranks against every home in each area.
MeasureThis homeMillvillePanama City 32401Bay County
Estimated valuepricier than$141,42049% of homes27% of homes5% of homes
Price per ft²pricier than$10237% of homes19% of homes2% of homes
Living areabigger than1,393 ft²68% of homes59% of homes44% of homes
Lot sizebigger than0.24 ac45% of homes56% of homes56% of homes
Year builtnewer than194439% of homes23% of homes3% of homes

About 2903 E 5th St

How much is 2903 E 5th St, Panama City, FL worth?

The TopHap Estimate for 2903 E 5th St, Panama City, FL is $141,420 as of Oct 21, 2026. The likely range is $105,970 to $176,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2903 E 5th St, Panama City, FL last sell?

2903 E 5th St, Panama City, FL last sold on Jan 11, 2022 for $35,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2903 E 5th St, Panama City, FL?

2903 E 5th St, Panama City, FL has 4 bedrooms, 2 bathrooms, 1,393 square feet of living space and a 0.24-acre lot.

When was 2903 E 5th St, Panama City, FL built?

2903 E 5th St, Panama City, FL was built in 1944, making it 82 years old. The building has 1 story.

What schools serve 2903 E 5th St, Panama City, FL?

2903 E 5th St, Panama City, FL is assigned to Rutherford High School (middle), rated D-; Cedar Grove Elementary School (elementary), rated F. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2903 E 5th St, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,095 homes in Panama City 32401, it is worth more than 27% of them ($141,420 against a typical $187,018), its price per square foot is higher than 19% of them ($102 against a typical $146), it is bigger than 59% of them (1,393 ft² against a typical 1,284 ft²), its lot is bigger than 56% of them (0.24 ac against a typical 0.22 ac) and it is newer than 23% of them (1944 against a typical 1955). Measured against all of Bay County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2903 E 5th St, Panama City, FL?

The 2024 property tax bill for 2903 E 5th St, Panama City, FL was $612. The county assessed it at $62,713.

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