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Single Family ResidenceResidential
$237,609$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $238,000 on Feb 28, 2025

522 E 5TH ST

PANAMA CITY, FL 32401
3
Beds
1
Baths
1,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$238K
$191K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$238,000 · Feb 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,548 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,113 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,874
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,239
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,113
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,113

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merriam Cherry Street Elementary SchoolD
Elementary · Grades PK–5 · 0.8 mi
H
Bay High SchoolC
High · Grades 9–12 · 1.0 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 1.2 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 E 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Downtown North
  • Costs more per square foot than 94% of homes in Downtown North
  • Smaller than 72% of homes in Bay County
  • Has a smaller lot than 74% of homes in Panama City 32401
  • Among the oldest homes in Bay County

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$1.1M

This home is worth more than 68% of homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$237,609
CheaperTypical $188,960Pricier

Pricier than 68% of homes nearby

Price per ft²$203
CheaperTypical $147Pricier

Pricier than 79% of homes nearby

Living area1,170 ft²
SmallerTypical 1,272 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.16 ac
SmallerTypical 0.22 acBigger

Bigger than 26% of homes nearby

Year built1938
OlderTypical 1955Newer

Newer than 9% of homes nearby

How 522 E 5th St ranks against every home in each area.
MeasureThis homeDowntown NorthPanama City 32401Bay County
Estimated valuepricier than$237,60987% of homes68% of homes24% of homes
Price per ft²pricier than$20394% of homes79% of homes45% of homes
Living areabigger than1,170 ft²49% of homes40% of homes28% of homes
Lot sizebigger than0.16 ac50% of homes26% of homes34% of homes
Year builtnewer than193815% of homes9% of homesalmost no homes

About 522 E 5th St

How much is 522 E 5th St, Panama City, FL worth?

The TopHap Estimate for 522 E 5th St, Panama City, FL is $237,609 as of Sep 24, 2026. The likely range is $190,914 to $284,304. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 E 5th St, Panama City, FL last sell?

522 E 5th St, Panama City, FL last sold on Feb 28, 2025 for $238,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 522 E 5th St, Panama City, FL?

522 E 5th St, Panama City, FL has 3 bedrooms, 1 bathrooms, 1,170 square feet of living space and a 0.16-acre lot.

When was 522 E 5th St, Panama City, FL built?

522 E 5th St, Panama City, FL was built in 1938, making it 88 years old. The building has 1 story.

What schools serve 522 E 5th St, Panama City, FL?

522 E 5th St, Panama City, FL is assigned to Merriam Cherry Street Elementary School (elementary), rated D; Bay High School (high), rated C; Jinks Middle School (middle), rated D. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 E 5th St, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,087 homes in Panama City 32401, it is worth more than 68% of them ($237,609 against a typical $188,960), its price per square foot is higher than 79% of them ($203 against a typical $147), it is bigger than 40% of them (1,170 ft² against a typical 1,272 ft²), its lot is bigger than 26% of them (0.16 ac against a typical 0.22 ac) and it is newer than 9% of them (1938 against a typical 1955). Measured against all of Bay County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 E 5th St, Panama City, FL?

The 2024 property tax bill for 522 E 5th St, Panama City, FL was $1,548. The county assessed it at $79,113.

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