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Single Family ResidenceResidential
$393,963
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $333,000 on Sep 30, 2021

2908 RIVER OAK DR

CHAMPAIGN, IL 61822
0
Baths
2
StoriesHow many floors the home has above ground.

Valuation

$394K
$366K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$333,000 · Sep 30, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,353
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,482
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$299,610
HICKORY POINT BANK & TRUST · recorded Sep 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,793 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,670
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$354,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vernon L Barkstall Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
M
Jefferson Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
H
Central High SchoolC
High · Grades 9–12 · 3.5 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61822These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.27,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,936
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2908 River Oak Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Champaign County

What homes are worth in Champaign 61822

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$836K

This home is worth more than 64% of homes in Champaign 61822.

How it measures up in Champaign 61822

The dot is this home. The mark in the middle is the typical home in Champaign 61822.

Estimated value$393,963
CheaperTypical $340,868Pricier

Pricier than 64% of homes nearby

How 2908 River Oak Dr ranks against every home in each area.
MeasureThis homeChampaign 61822Champaign County
Estimated valuepricier than$393,96364% of homes85% of homes

About 2908 River Oak Dr

How much is 2908 River Oak Dr, Champaign, IL worth?

The TopHap Estimate for 2908 River Oak Dr, Champaign, IL is $393,963 as of Jul 14, 2026. The likely range is $366,262 to $421,664. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2908 River Oak Dr, Champaign, IL last sell?

2908 River Oak Dr, Champaign, IL last sold on Sep 30, 2021 for $333,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 2908 River Oak Dr, Champaign, IL?

2908 River Oak Dr, Champaign, IL is assigned to Vernon L Barkstall Elementary School (elementary), rated B-; Jefferson Middle School (middle), rated B-; Central High School (high), rated C. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 2908 River Oak Dr, Champaign, IL?

The 2024 property tax bill for 2908 River Oak Dr, Champaign, IL was $9,793. The county assessed it at $118,300.

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Assigned schools

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