Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$1,032,541$319 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2921 RUBY HOME RANCH RD

SPRING CREEK, NV 89815
5
Beds
4
Baths
3,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
109.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$948K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,041
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,833
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$831,500
AMERICAN AGCREDIT FLCA · recorded Aug 4, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,694 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,322
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,372
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$403,694
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,153,412

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
90
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyElko
Lot (acres)The size of the land the home sits on, from county records.109.61
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 44 ft²Shed · 400 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Peak Elementary SchoolC+
Elementary · Grades PK–5 · 4.4 mi
H
Spring Creek High SchoolC+
High · Grades 9–12 · 7.3 mi
M
Spring Creek Middle SchoolD+
Middle · Grades 6–8 · 7.5 mi

District: Elko County School District

Neighborhood · ZIP 89815These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.160

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,107
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,253
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,063
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2921 Ruby Home Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Spring Creek 89815
  • Costs more per square foot than 89% of homes in Spring Creek 89815
  • Bigger than 97% of homes in Spring Creek 89815
  • Among the largest lots in Spring Creek 89815
  • Newer than 96% of homes in Elko County

What homes are worth in Spring Creek 89815

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$687K

This home is worth more than almost all homes in Spring Creek 89815.

How it measures up in Spring Creek 89815

The dot is this home. The mark in the middle is the typical home in Spring Creek 89815.

Estimated value$1,032,541
CheaperTypical $393,530Pricier

Pricier than almost all homes nearby

Price per ft²$319
CheaperTypical $236Pricier

Pricier than 89% of homes nearby

Living area3,238 ft²
SmallerTypical 1,654 ft²Bigger

Bigger than 97% of homes nearby

Lot size109.61 ac
SmallerTypical 1.52 acBigger

Bigger than almost all homes nearby

Year built2019
OlderTypical 1997Newer

Newer than 95% of homes nearby

How 2921 Ruby Home Ranch Rd ranks against every home in each area.
MeasureThis homeSpring Creek 89815Elko County
Estimated valuepricier than$1,032,541almost all homesalmost all homes
Price per ft²pricier than$31989% of homes89% of homes
Living areabigger than3,238 ft²97% of homes96% of homes
Lot sizebigger than109.61 acalmost all homes98% of homes
Year builtnewer than201995% of homes96% of homes

About 2921 Ruby Home Ranch Rd

How much is 2921 Ruby Home Ranch Rd, Spring Creek, NV worth?

The TopHap Estimate for 2921 Ruby Home Ranch Rd, Spring Creek, NV is $1,032,541 as of Jul 14, 2026. The likely range is $947,670 to $1,117,412. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2921 Ruby Home Ranch Rd, Spring Creek, NV last sell?

2921 Ruby Home Ranch Rd, Spring Creek, NV last sold on Aug 4, 2021, according to the county's recorded deed.

How big is 2921 Ruby Home Ranch Rd, Spring Creek, NV?

2921 Ruby Home Ranch Rd, Spring Creek, NV has 5 bedrooms, 4 bathrooms, 3,238 square feet of living space and a 109.61-acre lot.

When was 2921 Ruby Home Ranch Rd, Spring Creek, NV built?

2921 Ruby Home Ranch Rd, Spring Creek, NV was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 2921 Ruby Home Ranch Rd, Spring Creek, NV?

2921 Ruby Home Ranch Rd, Spring Creek, NV is assigned to Liberty Peak Elementary School (elementary), rated C+; Spring Creek High School (high), rated C+; Spring Creek Middle School (middle), rated D+. All sit in Elko County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2921 Ruby Home Ranch Rd, Spring Creek, NV compare to other homes in Spring Creek 89815?

Among the 6,426 homes in Spring Creek 89815, it is worth more than almost all of them ($1,032,541 against a typical $393,530), its price per square foot is higher than 89% of them ($319 against a typical $236), it is bigger than 97% of them (3,238 ft² against a typical 1,654 ft²), its lot is bigger than almost all of them (109.61 ac against a typical 1.52 ac) and it is newer than 95% of them (2019 against a typical 1997). Measured against all of Elko County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2921 Ruby Home Ranch Rd, Spring Creek, NV?

The 2025 property tax bill for 2921 Ruby Home Ranch Rd, Spring Creek, NV was $10,812. The county assessed it at $403,694.

Closest homes

More homes in Spring Creek 89815

Assigned schools

Explore the area

See this home in context

Open 2921 Ruby Home Ranch Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map