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Single Family ResidenceResidential
$110,178$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $22,000 on Nov 10, 2020

2945 STATE ROUTE 10

SUMMIT, NY 12175
3
Beds
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$110K
$69K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$22,000 · Nov 10, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,142

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$823 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,208

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.74
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 5.5 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,238
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2945 State Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Summit 12175
  • Costs less per square foot than 96% of homes in Summit 12175
  • Smaller than 65% of homes in Schoharie County
  • Has a smaller lot than 80% of homes in Summit 12175
  • Newer than 78% of homes in Schoharie County

What homes are worth in Summit 12175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$600K

This home is worth more than 3% of homes in Summit 12175.

How it measures up in Summit 12175

The dot is this home. The mark in the middle is the typical home in Summit 12175.

Estimated value$110,178
CheaperTypical $245,525Pricier

Pricier than 3% of homes nearby

Price per ft²$88
CheaperTypical $181Pricier

Pricier than 4% of homes nearby

Living area1,248 ft²
SmallerTypical 1,226 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.74 ac
SmallerTypical 5.06 acBigger

Bigger than 20% of homes nearby

Year built1990
OlderTypical 1980Newer

Newer than 72% of homes nearby

How 2945 State Route 10 ranks against every home in each area.
MeasureThis homeSummit 12175Schoharie County
Estimated valuepricier than$110,1783% of homes5% of homes
Price per ft²pricier than$884% of homes9% of homes
Living areabigger than1,248 ft²51% of homes35% of homes
Lot sizebigger than0.74 ac20% of homes23% of homes
Year builtnewer than199072% of homes78% of homes

About 2945 State Route 10

How much is 2945 State Route 10, Summit, NY worth?

The TopHap Estimate for 2945 State Route 10, Summit, NY is $110,178 as of Jul 14, 2026. The likely range is $69,286 to $151,070. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2945 State Route 10, Summit, NY last sell?

2945 State Route 10, Summit, NY last sold on Nov 10, 2020 for $22,000, according to the county's recorded deed.

How big is 2945 State Route 10, Summit, NY?

2945 State Route 10, Summit, NY has 3 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 0.74-acre lot.

When was 2945 State Route 10, Summit, NY built?

2945 State Route 10, Summit, NY was built in 1990, making it 36 years old. It is a modular home. The building has 1 story.

What schools serve 2945 State Route 10, Summit, NY?

2945 State Route 10, Summit, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2945 State Route 10, Summit, NY compare to other homes in Summit 12175?

Among the 652 homes in Summit 12175, it is worth more than 3% of them ($110,178 against a typical $245,525), its price per square foot is higher than 4% of them ($88 against a typical $181), it is bigger than 51% of them (1,248 ft² against a typical 1,226 ft²), its lot is bigger than 20% of them (0.74 ac against a typical 5.06 ac) and it is newer than 72% of them (1990 against a typical 1980). Measured against all of Schoharie County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2945 State Route 10, Summit, NY?

The 2025 property tax bill for 2945 State Route 10, Summit, NY was $823. The county assessed it at $12,400.

Closest homes

More homes in Summit 12175

Assigned schools

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