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CondominiumResidential
Last sold for $225,000 on May 23, 2003

295 BAY ST

EASTON, MD 21601
1,415 ft²
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Built 19855 units1,349–1,568 ft²
$2.1M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$423K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$273
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+9.3%vs the Easton ZIP median sale $/ft² ($250)

Sales Performance

$460K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
20.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+4.2%per yeartypical hold 3.7 yrsfrom 9 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20002002200420062011202120232025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20002002200420062011202120232025

17 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
5 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 2 ba · 1,349 ft²
2 units
Studio · 2 ba · 1,568 ft²
2 units
One-off layouts
1 unit

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$390K–$390K
1 unit
$421K–$423K
2 units
$429K–$429K
1 unit
$463K–$463K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.20%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.40%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.5.4 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.67%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.14%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$438,623
Median tax billThe middle annual property tax bill among the building's units.$2,475
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit DNov 5, 2025$460,000Unit HMar 20, 2023$340,000Unit DFeb 28, 2022$350,000Unit 5Jun 11, 2021$305,000Unit CJun 15, 2011$225,000Unit 5Aug 6, 2010$235,000Unit DNov 21, 2006$300,000Unit DMar 16, 2006$260,000Unit DJan 12, 2004$207,500BuildingMay 23, 2003$225,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,653 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,767 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,233
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyTALBOT
Lot (acres)The size of the land the home sits on, from county records.0.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 500 ft²Porch · 28 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Easton Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
M
Easton Middle SchoolC
Middle · Grades 6–8 · 1.1 mi
H
Easton High SchoolC
High · Grades 9–12 · 1.8 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.199 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,954
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

295 Bay St
1.5 ba · 1,850 ft²
295 Bay St
2 ba · 1,568 ft²
$421K
295 Bay St # C
2 ba · 1,349 ft²
$423K
295 Bay St # D
2 ba · 1,349 ft²
$463K
295 Bay St # H
1.5 ba · 1,470 ft²
$390K
295 Bay St
2 ba · 1,568 ft²
$429K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 295 Bay St

How many units are in 295 Bay St, Easton, MD?

295 Bay St, Easton, MD has 5 residential units across built in 1985, according to county assessor records.

What is a unit at 295 Bay St, Easton, MD worth?

The median TopHap Estimate across the 5 units at 295 Bay St, Easton, MD is $422,525. That works out to $273 per square foot. Units run from 1,349 to 1,568 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 295 Bay St, Easton, MD expensive for Easton?

Units at 295 Bay St, Easton, MD carry a median of $273 per square foot, 9% above the Easton median of $250 per square foot.

How often do units sell at 295 Bay St, Easton, MD?

1 units at 295 Bay St, Easton, MD sold in the last 12 months, out of 17 recorded arms-length sales all time. That is a turnover rate of 20.0% of the building per year. The median sale over that period was $460K.

Have units at 295 Bay St, Easton, MD appreciated?

Across 9 repeat sales of the same unit, 295 Bay St, Easton, MD returned a median 4.2% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 3.7 years.

What floor plans does 295 Bay St, Easton, MD have?

The most common plan at 295 Bay St, Easton, MD is a 0-bedroom of 1,349 square feet, repeated 2 times, with a median estimate of $442,668. TopHap identifies 2 recurring plans in the building.

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Assigned schools

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