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Single Family ResidenceResidential
$402,024$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Dec 11, 2020

295 JOSEPH DR

TALENT, OR 97540
3
Beds
2
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$402K
$382K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Dec 11, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,239
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,791
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,785
MORTGAGE RESEARCH CENTER LLC · recorded Dec 11, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,720
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,790
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,270

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Talent Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
M
Talent Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
H
Phoenix High SchoolB-
High · Grades 9–12 · 3.3 mi

District: Phoenix-Talent School District 4

Neighborhood · ZIP 97540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,951
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Joseph Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Talent 97540
  • Smaller than 82% of homes in Jackson County
  • Has a smaller lot than 75% of homes in Jackson County

What homes are worth in Talent 97540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$966K

This home is worth more than 38% of homes in Talent 97540.

How it measures up in Talent 97540

The dot is this home. The mark in the middle is the typical home in Talent 97540.

Estimated value$402,024
CheaperTypical $428,577Pricier

Pricier than 38% of homes nearby

Price per ft²$362
CheaperTypical $283Pricier

Pricier than 89% of homes nearby

Living area1,112 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 38% of homes nearby

Year built1991
OlderTypical 1991Newer

Newer than 51% of homes nearby

How 295 Joseph Dr ranks against every home in each area.
MeasureThis homeTalent 97540Jackson County
Estimated valuepricier than$402,02438% of homes42% of homes
Price per ft²pricier than$36289% of homes88% of homes
Living areabigger than1,112 ft²21% of homes18% of homes
Lot sizebigger than0.15 ac38% of homes25% of homes
Year builtnewer than199151% of homes56% of homes

About 295 Joseph Dr

How much is 295 Joseph Dr, Talent, OR worth?

The TopHap Estimate for 295 Joseph Dr, Talent, OR is $402,024 as of Jul 14, 2026. The likely range is $382,479 to $421,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Joseph Dr, Talent, OR last sell?

295 Joseph Dr, Talent, OR last sold on Dec 11, 2020 for $320,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 295 Joseph Dr, Talent, OR?

295 Joseph Dr, Talent, OR has 3 bedrooms, 2 bathrooms, 1,112 square feet of living space and a 0.15-acre lot.

When was 295 Joseph Dr, Talent, OR built?

295 Joseph Dr, Talent, OR was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 295 Joseph Dr, Talent, OR?

295 Joseph Dr, Talent, OR is assigned to Talent Elementary School (elementary), rated B+; Talent Middle School (middle), rated D+; Phoenix High School (high), rated B-. All sit in Phoenix-Talent School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Joseph Dr, Talent, OR compare to other homes in Talent 97540?

Among the 2,890 homes in Talent 97540, it is worth more than 38% of them ($402,024 against a typical $428,577), its price per square foot is higher than 89% of them ($362 against a typical $283), it is bigger than 21% of them (1,112 ft² against a typical 1,488 ft²), its lot is bigger than 38% of them (0.15 ac against a typical 0.18 ac) and it is newer than 51% of them (1991 against a typical 1991). Measured against all of Jackson County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Joseph Dr, Talent, OR?

The 2025 property tax bill for 295 Joseph Dr, Talent, OR was $3,592. The county assessed it at $224,320.

Closest homes

More homes in Talent 97540

Assigned schools

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