Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$618,398$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Jan 16, 2018

295 LAKE RIDGE DR

MONETA, VA 24121
3
Beds
3
Baths
1,984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$618K
$572K low$665K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Jan 16, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$360,467
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$288,374
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$232,931
MEMBER ONE FCU · recorded Mar 15, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
COASTAL COMMUNITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,849 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$430,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$368,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$430,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.8.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Shed · 288 ft²Patio · 28 ft²Porch · 48 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dudley Elementary SchoolB-
Elementary · Grades PK–5 · 4.0 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 12.6 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 12.8 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Lake Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Franklin County
  • Costs more per square foot than 71% of homes in Franklin County
  • Bigger than 73% of homes in Franklin County
  • Has a bigger lot than 94% of homes in Moneta 24121
  • Newer than 77% of homes in Franklin County

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$2.1M

This home is worth more than 56% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$618,398
CheaperTypical $540,574Pricier

Pricier than 56% of homes nearby

Price per ft²$312
CheaperTypical $384Pricier

Pricier than 40% of homes nearby

Living area1,984 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 71% of homes nearby

Lot size8.44 ac
SmallerTypical 0.96 acBigger

Bigger than 94% of homes nearby

Year built2002
OlderTypical 1994Newer

Newer than 70% of homes nearby

How 295 Lake Ridge Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Franklin County
Estimated valuepricier than$618,39856% of homes77% of homes
Price per ft²pricier than$31240% of homes71% of homes
Living areabigger than1,984 ft²71% of homes73% of homes
Lot sizebigger than8.44 ac94% of homes86% of homes
Year builtnewer than200270% of homes77% of homes

About 295 Lake Ridge Dr

How much is 295 Lake Ridge Dr, Moneta, VA worth?

The TopHap Estimate for 295 Lake Ridge Dr, Moneta, VA is $618,398 as of Jul 14, 2026. The likely range is $571,578 to $665,218. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Lake Ridge Dr, Moneta, VA last sell?

295 Lake Ridge Dr, Moneta, VA last sold on Jan 16, 2018 for $355,000, according to the county's recorded deed.

How big is 295 Lake Ridge Dr, Moneta, VA?

295 Lake Ridge Dr, Moneta, VA has 3 bedrooms, 3 bathrooms, 1,984 square feet of living space and a 8.44-acre lot.

When was 295 Lake Ridge Dr, Moneta, VA built?

295 Lake Ridge Dr, Moneta, VA was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 295 Lake Ridge Dr, Moneta, VA?

295 Lake Ridge Dr, Moneta, VA is assigned to Dudley Elementary School (elementary), rated B-; Benjamin Franklin Middle School (middle), rated B; Franklin County High School (high), rated C. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Lake Ridge Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,422 homes in Moneta 24121, it is worth more than 56% of them ($618,398 against a typical $540,574), its price per square foot is higher than 40% of them ($312 against a typical $384), it is bigger than 71% of them (1,984 ft² against a typical 1,612 ft²), its lot is bigger than 94% of them (8.44 ac against a typical 0.96 ac) and it is newer than 70% of them (2002 against a typical 1994). Measured against all of Franklin County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Lake Ridge Dr, Moneta, VA?

The 2025 property tax bill for 295 Lake Ridge Dr, Moneta, VA was $1,849. The county assessed it at $430,100.

Closest homes

More homes in Moneta 24121

Assigned schools

Explore the area

See this home in context

Open 295 Lake Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map