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Single Family ResidentialResidential
$654,402$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

297 RIVER OAKS DR

HAYESVILLE, NC 28904
4
Beds
2
Baths
2,884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.

Valuation

$654K
$481K low$828K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,293 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.82 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.46

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hayesville Primary School
Elementary · Grades PK–2 · 2.0 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 2.0 mi
M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 2.0 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

297 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Clay County
  • Costs more per square foot than 69% of homes in Clay County
  • Bigger than 81% of homes in Clay County
  • Newer than 70% of homes in Hayesville 28904

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$1.2M

This home is worth more than 84% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$654,402
CheaperTypical $351,678Pricier

Pricier than 84% of homes nearby

Price per ft²$227
CheaperTypical $188Pricier

Pricier than 67% of homes nearby

Living area2,884 ft²
SmallerTypical 1,772 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.46 ac
SmallerTypical 1.25 acBigger

Bigger than 56% of homes nearby

Year built2002
OlderTypical 1993Newer

Newer than 70% of homes nearby

How 297 River Oaks Dr ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$654,40284% of homes86% of homes
Price per ft²pricier than$22767% of homes69% of homes
Living areabigger than2,884 ft²80% of homes81% of homes
Lot sizebigger than1.46 ac56% of homes54% of homes
Year builtnewer than200270% of homes70% of homes

About 297 River Oaks Dr

How much is 297 River Oaks Dr, Hayesville, NC worth?

The TopHap Estimate for 297 River Oaks Dr, Hayesville, NC is $654,402 as of Aug 30, 2026. The likely range is $480,966 to $827,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 297 River Oaks Dr, Hayesville, NC?

297 River Oaks Dr, Hayesville, NC has 4 bedrooms, 2 bathrooms, 2,884 square feet of living space and a 1.46-acre lot.

When was 297 River Oaks Dr, Hayesville, NC built?

297 River Oaks Dr, Hayesville, NC was built in 2002, making it 24 years old.

What schools serve 297 River Oaks Dr, Hayesville, NC?

297 River Oaks Dr, Hayesville, NC is assigned to Hayesville Primary School (elementary); Hayesville High School (high), rated B-; Hayesville Middle School (middle), rated C. All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 297 River Oaks Dr, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 84% of them ($654,402 against a typical $351,678), its price per square foot is higher than 67% of them ($227 against a typical $188), it is bigger than 80% of them (2,884 ft² against a typical 1,772 ft²), its lot is bigger than 56% of them (1.46 ac against a typical 1.25 ac) and it is newer than 70% of them (2002 against a typical 1993). Measured against all of Clay County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 297 River Oaks Dr, Hayesville, NC?

The 2025 property tax bill for 297 River Oaks Dr, Hayesville, NC was $1,293. The county assessed it at $253,900.

More homes on River Oaks Dr

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Assigned schools

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