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Residential (General/Single)Residential
$595,000$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $595,000 on Aug 12, 2026

516 RIVER OAKS DR

HAYESVILLE, NC 28904
3
Beds
2.5
Baths
2,098 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
34.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.

Valuation

$595K
$580K low$610K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$595,000 · Aug 12, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,547 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$551,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$304,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$551,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.165 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.34.53
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hayesville Primary School
Elementary · Grades PK–2 · 2.1 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 2.1 mi
M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 2.1 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

516 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Clay County
  • Costs more per square foot than 84% of homes in Clay County
  • Has a bigger lot than 98% of homes in Hayesville 28904
  • Newer than 85% of homes in Hayesville 28904

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.2M

This home is worth more than 81% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$595,000
CheaperTypical $349,829Pricier

Pricier than 81% of homes nearby

Price per ft²$284
CheaperTypical $188Pricier

Pricier than 82% of homes nearby

Living area2,098 ft²
SmallerTypical 1,765 ft²Bigger

Bigger than 62% of homes nearby

Lot size34.53 ac
SmallerTypical 1.27 acBigger

Bigger than 98% of homes nearby

Year built2007
OlderTypical 1994Newer

Newer than 85% of homes nearby

How 516 River Oaks Dr ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$595,00081% of homes83% of homes
Price per ft²pricier than$28482% of homes84% of homes
Living areabigger than2,098 ft²62% of homes63% of homes
Lot sizebigger than34.53 ac98% of homes98% of homes
Year builtnewer than200785% of homes85% of homes

About 516 River Oaks Dr

How much is 516 River Oaks Dr, Hayesville, NC worth?

The TopHap Estimate for 516 River Oaks Dr, Hayesville, NC is $595,000 as of Aug 30, 2026. The likely range is $580,393 to $609,607. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 516 River Oaks Dr, Hayesville, NC last sell?

516 River Oaks Dr, Hayesville, NC last sold on Aug 12, 2026 for $595,000, according to the county's recorded deed.

How big is 516 River Oaks Dr, Hayesville, NC?

516 River Oaks Dr, Hayesville, NC has 3 bedrooms, 2.5 bathrooms, 2,098 square feet of living space and a 34.53-acre lot.

When was 516 River Oaks Dr, Hayesville, NC built?

516 River Oaks Dr, Hayesville, NC was built in 2007, making it 19 years old.

What schools serve 516 River Oaks Dr, Hayesville, NC?

516 River Oaks Dr, Hayesville, NC is assigned to Hayesville Primary School (elementary); Hayesville High School (high), rated B-; Hayesville Middle School (middle), rated C. All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 516 River Oaks Dr, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 81% of them ($595,000 against a typical $349,829), its price per square foot is higher than 82% of them ($284 against a typical $188), it is bigger than 62% of them (2,098 ft² against a typical 1,765 ft²), its lot is bigger than 98% of them (34.53 ac against a typical 1.27 ac) and it is newer than 85% of them (2007 against a typical 1994). Measured against all of Clay County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 516 River Oaks Dr, Hayesville, NC?

The 2025 property tax bill for 516 River Oaks Dr, Hayesville, NC was $1,547. The county assessed it at $551,700.

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Assigned schools

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