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Single Family ResidenceResidential
$928,482$343 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2978 STATE ROUTE 209

KINGSTON, NY 12401
3
Beds
3 / 1
Baths
2,707 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$928K
$869K low$988K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$825,746
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$660,597
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,736
WELLS FARGO BANK NA · recorded Mar 5, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,616 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$440,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$373,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$440,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$785,714

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.5.69
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 778 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marbletown Elementary SchoolA-
Elementary · Grades KG–3 · 2.4 mi
H
Rondout Valley High SchoolC
High · Grades 9–12 · 5.6 mi
M
Rondout Valley Junior High SchoolB-
Middle · Grades 7–8 · 5.7 mi

District: Rondout Valley Central School District

Neighborhood · ZIP 12401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.36,822
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.589 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,634
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,249
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2978 State Route 209 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Kingston 12401
  • Costs more per square foot than 88% of homes in Kingston 12401
  • Bigger than 90% of homes in Kingston 12401
  • Has a bigger lot than 96% of homes in Kingston 12401
  • Newer than 90% of homes in Kingston 12401

What homes are worth in Kingston 12401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1M

This home is worth more than 97% of homes in Kingston 12401.

How it measures up in Kingston 12401

The dot is this home. The mark in the middle is the typical home in Kingston 12401.

Estimated value$928,482
CheaperTypical $376,589Pricier

Pricier than 97% of homes nearby

Price per ft²$343
CheaperTypical $259Pricier

Pricier than 88% of homes nearby

Living area2,707 ft²
SmallerTypical 1,583 ft²Bigger

Bigger than 90% of homes nearby

Lot size5.69 ac
SmallerTypical 0.2 acBigger

Bigger than 96% of homes nearby

Year built1989
OlderTypical 1937Newer

Newer than 90% of homes nearby

How 2978 State Route 209 ranks against every home in each area.
MeasureThis homeKingston 12401Ulster County
Estimated valuepricier than$928,48297% of homes94% of homes
Price per ft²pricier than$34388% of homes76% of homes
Living areabigger than2,707 ft²90% of homes90% of homes
Lot sizebigger than5.69 ac96% of homes87% of homes
Year builtnewer than198990% of homes79% of homes

About 2978 State Route 209

How much is 2978 State Route 209, Kingston, NY worth?

The TopHap Estimate for 2978 State Route 209, Kingston, NY is $928,482 as of Jul 14, 2026. The likely range is $868,780 to $988,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2978 State Route 209, Kingston, NY?

2978 State Route 209, Kingston, NY has 3 bedrooms, 3 bathrooms, 2,707 square feet of living space and a 5.69-acre lot.

When was 2978 State Route 209, Kingston, NY built?

2978 State Route 209, Kingston, NY was built in 1989, making it 37 years old. It is a colonial home. The building has 3 stories.

What schools serve 2978 State Route 209, Kingston, NY?

2978 State Route 209, Kingston, NY is assigned to Marbletown Elementary School (elementary), rated A-; Rondout Valley High School (high), rated C; Rondout Valley Junior High School (middle), rated B-. All sit in Rondout Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2978 State Route 209, Kingston, NY compare to other homes in Kingston 12401?

Among the 10,977 homes in Kingston 12401, it is worth more than 97% of them ($928,482 against a typical $376,589), its price per square foot is higher than 88% of them ($343 against a typical $259), it is bigger than 90% of them (2,707 ft² against a typical 1,583 ft²), its lot is bigger than 96% of them (5.69 ac against a typical 0.2 ac) and it is newer than 90% of them (1989 against a typical 1937). Measured against all of Ulster County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2978 State Route 209, Kingston, NY?

The 2024 property tax bill for 2978 State Route 209, Kingston, NY was $11,616. The county assessed it at $440,000.

Closest homes

More homes in Kingston 12401

Assigned schools

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