Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$278,692$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2980 STATE ROUTE 40

GREENWICH, NY 12834
2
Beds
2 / 1
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$279K
$249K low$308K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,482
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,786
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,000
TRUSTCO BK · recorded Apr 25, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,210
TRUSTCO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,254 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.5.30
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 456 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Greenwich Junior-Senior High SchoolB
Middle · Grades 7–12 · 2.7 mi
E
Greenwich Elementary SchoolC
Elementary · Grades PK–6 · 2.8 mi

District: Greenwich Central School District

Neighborhood · ZIP 12834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,365
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,002
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2980 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 73% of homes in Washington County
  • Smaller than 72% of homes in Greenwich 12834
  • Has a bigger lot than 77% of homes in Washington County
  • Newer than 78% of homes in Greenwich 12834

What homes are worth in Greenwich 12834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$711K

This home is worth more than 41% of homes in Greenwich 12834.

How it measures up in Greenwich 12834

The dot is this home. The mark in the middle is the typical home in Greenwich 12834.

Estimated value$278,692
CheaperTypical $299,315Pricier

Pricier than 41% of homes nearby

Price per ft²$203
CheaperTypical $185Pricier

Pricier than 64% of homes nearby

Living area1,372 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 28% of homes nearby

Lot size5.3 ac
SmallerTypical 1.34 acBigger

Bigger than 73% of homes nearby

Year built1991
OlderTypical 1960Newer

Newer than 78% of homes nearby

How 2980 State Route 40 ranks against every home in each area.
MeasureThis homeGreenwich 12834Washington County
Estimated valuepricier than$278,69241% of homes63% of homes
Price per ft²pricier than$20364% of homes73% of homes
Living areabigger than1,372 ft²28% of homes41% of homes
Lot sizebigger than5.3 ac73% of homes77% of homes
Year builtnewer than199178% of homes78% of homes

About 2980 State Route 40

How much is 2980 State Route 40, Greenwich, NY worth?

The TopHap Estimate for 2980 State Route 40, Greenwich, NY is $278,692 as of Jul 14, 2026. The likely range is $249,193 to $308,191. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2980 State Route 40, Greenwich, NY?

2980 State Route 40, Greenwich, NY has 2 bedrooms, 2 bathrooms, 1,372 square feet of living space and a 5.30-acre lot.

When was 2980 State Route 40, Greenwich, NY built?

2980 State Route 40, Greenwich, NY was built in 1991, making it 35 years old. It is a contemporary home. The building has 2 stories.

What schools serve 2980 State Route 40, Greenwich, NY?

2980 State Route 40, Greenwich, NY is assigned to Greenwich Junior-Senior High School (middle), rated B; Greenwich Elementary School (elementary), rated C. All sit in Greenwich Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2980 State Route 40, Greenwich, NY compare to other homes in Greenwich 12834?

Among the 2,532 homes in Greenwich 12834, it is worth more than 41% of them ($278,692 against a typical $299,315), its price per square foot is higher than 64% of them ($203 against a typical $185), it is bigger than 28% of them (1,372 ft² against a typical 1,716 ft²), its lot is bigger than 73% of them (5.3 ac against a typical 1.34 ac) and it is newer than 78% of them (1991 against a typical 1960). Measured against all of Washington County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2980 State Route 40, Greenwich, NY?

The 2024 property tax bill for 2980 State Route 40, Greenwich, NY was $3,254. The county assessed it at $224,700.

Closest homes

More homes in Greenwich 12834

Assigned schools

Explore the area

See this home in context

Open 2980 State Route 40 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map